46 Ralph Rd, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 46 Ralph Rd, Marblehead, MA 01945 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,440 sqft · built 1957
Lot Size	0.241 acres (10,502 sqft)
Owner	2 Individual Names on File
Last Sale	$900,000 (Aug 2021)
Tax Bill	$9,638 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Feb 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0042 B:0023 L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0042 B:0023 L:0`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	4,440 sqft Living Area
Gross Area	5,182 sqft
Basement Area	2,781 sqft
Finished Basement	2,074 sqft
Unfinished Basement	707 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,502 sqft (0.241 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	46 RALPH RD
City	MARBLEHEAD
State	MA
Zip	01945-1861
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MARBLEHAED
Legal Block	23
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	2
Census Block	2000
Census Tract	203100

Owner

Source: Essex County and Marblehead Town records · APN MARB M:0042 B:0023 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	46 RALPH RD, MARBLEHEAD, MA 01945-1861
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · Line of Credit BROTHERHOOD CU
Feb 03, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE CENTS SAVINGS BANK
Sep 22, 2025	Deed of Trust, Mortgage SALEM FIVE CENTS SAVINGS BANK
Aug 30, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 30, 2021 · Amount on Record
Deed Sale	Aug 30, 2021 · Amount on Record
Deed Book / Page	40226 / 68
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	46 RALPH RD, MARBLEHEAD, MA 01945-1861
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040120-190
Date	Jul 28, 2021
Book Page	40120/190
Instrument	20210728001100

Lender

Name	BROTHERHOOD CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 01, 2046

Interest

Rate Type	Adjustable Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	46 RALPH RD, MARBLEHEAD, MA 01945-1861
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	040702-340
Date	Feb 03, 2022
Book Page	40702/340
Instrument	20220203000490

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	46 RALPH RD, MARBLEHEAD, MA 01945-1861
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042959-349
Date	Sep 22, 2025
Book Page	42959/349
Instrument	20250922000260

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Oct 01, 2045

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARBLEHEAD MA
Recording Date	Aug 30, 2021
Property Address	46 RALPH RD, MARBLEHEAD, MA 01945-1861
Document Number	0040226-68
Book / Page	40226 / 68
Instrument Date	Aug 30, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	46 RALPH RD, MARBLEHEAD, MA 01945-1861
Investor	Possibly a Property Investor

Mortgage

Document Number	0004022671
Date	Aug 30, 2021
Instrument	40226/71

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,638.00 (+3.68%)	$1,065,000 (+2.65%) Land $604,100 Building $460,900	$1,276,325
2024	$9,296.00 (+0.8%)	$1,037,500 (+12.5%) Land $617,600 Building $419,900
2023	$9,222.00	$922,200 Land $543,700 Building $378,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092031002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1978–2021)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jul 2021, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 725 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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