Cherokee County property record for 46 Rainbow Valley Dr, Murphy, NC 28906 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,456 sqft Heated Area |
| Lot Size | 158,558 sqft (3.64 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $210,000 (2018) |
| Tax Bill | $1,441.00 (2025) |
| Primary APN | 455100829217000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,456 sqft Heated Area |
| Gross Area | 3,164 sqft Gross Area |
| 1st Floor | 988 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 158,558 sqft (3.64 acres) |
| Depth X Width | 514 ft x 355 ft Depth x Width |
| Parking Spaces | 4 Parking Spaces |
| Garage Area | 896 sqft Garage |
| Deck Area | 524 sqft Deck |
| Porch Area | 288 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 57851 |
|---|---|
| Street Address | 46 RAINBOW VALLEY DR |
| City | MURPHY |
| State | NC |
| Zip | 28906-8701 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOTS 3 & 4A SEC 2 COUNTRY MTN RIDGE 1587/314 |
| Legal Subdivision | COUNTRY MOUNTAIN RIDGE |
| Legal Lot Number | 3,4 |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | SHOAL CREEK |
| Census Blockgroup | 2 |
| Census Block | 2043 |
| Census Tract | 930606 |
Source: Cherokee County records · APN 455100829217000
Assessment roll updated October 10, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 RAINBOW VALLEY DR, MURPHY, NC 28906-8701 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Partnership |
| Date | Document |
|---|---|
| Aug 24, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Jun 29, 2022 | Intrafamily Transfer, Transfer |
| May 16, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 16, 2018 · Amount on Record |
| Deed Sale | May 16, 2018 · Amount on Record |
| Deed Doc Number | 20182301 |
| Deed Book / Page | 1587 / 314 |
| Last Transfer Date | Jun 28, 2022 |
| Transfer Doc | 001715/901 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 46 RAINBOW VALLEY DR, MURPHY, NC 28906-8701 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2023 |
| Title Company | STEWART TITLE GURANTY, STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Address | 46 RAINBOW VALLEY DR, MURPHY, NC 28906-8701 |
| Investor | Possibly a Property Investor |
| Document Number | 001741/182 |
|---|---|
| Date | Aug 24, 2023 |
| Book Page | 1741/182 |
| Instrument | 4198 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Jun 29, 2022 |
| Property Address | 46 RAINBOW VALLEY DR, MURPHY, NC 28906-8701 |
| Document Number | 001715/901 |
| Book / Page | 1715 / 901 |
| Instrument Date | Jun 28, 2022 |
| Instrument | 4349 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 46 RAINBOW VALLEY DR, 46, MURPHY, NC 28906-8701 |
| Name | Verified Name |
|---|---|
| Address | 46 RAINBOW VALLEY DR, MURPHY, NC 28906-8701 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | May 16, 2018 |
| Property Address | 46 RAINBOW VALLEY DR, MURPHY, NC 28906-8701 |
| Document Number | 01587/0314 |
| Book / Page | 01587 / 0314 |
| Instrument Date | May 14, 2018 |
| Instrument | 02301 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $420.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 RAINBOW VALLEY DR, MURPHY, NC 28906-8701 |
Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,441.00 | $205,700 (-) | $205,700 (-) Land $36,000 Building $169,700 |
| 2023 | $205,700 | $205,700 Land $36,000 Building $169,700 |
46 Rainbow Valley Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 66th percentile of exposed land nationally · 88th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 410 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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