46 Ragin Rd, Roscoe, NY 12776 Property Records

Sullivan County and Rockland Town property record for 46 Ragin Rd, Roscoe, NY 12776

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 969 sqft · built 1940
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$499,000 (Oct 2025)
Tax Bill	$4,850 (2025)
Deeds & Mortgages	Oct 2025 Sale Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`484400 7.-1-26`

Property Details

APN / Parcel Number

Primary APN	`484400 7.-1-26`
Alternative APN	`4400007 0001026000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	969 sqft Living Area
1st Floor Area	969 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	43,560 sqft (1 acres)
Porch	Slab
Porch Area	300 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	46 RAGIN RD
City	ROSCOE
State	NY
Zip	12776-6513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	IRREVOCABLE TRUST
Legal Block	1
Legal Lot Number	26.000
Jurisdiction	SULLIVAN NY
Township / Civil Division	ROCKLAND
Census Block Group	1
Census Block	1019
Census Tract	950202

Owner

Source: Sullivan County and Rockland Town records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	46 RAGIN RD, ROSCOE, NY 12776-6513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed, Transfer
Sep 9, 2020	Deed of Trust, Mortgage · Conventional with PMI NORTHWEST FCU
Sep 25, 2017	Grant Deed, Transfer · Conventional with PMI JEFF BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2025 · Amount on Record
Deed Sale	Oct 23, 2025 · Amount on Record
Prior Sale	Sep 6, 2019 · Amount on Record
Prior Transfer Date	Dec 3, 2008
Prior Transfer Doc	3542000421
Record Updated	Jun 8, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SULLIVAN NY
Recording Date	Oct 23, 2025
Property Address	46 RAGIN RD, ROSCOE, NY 12776-6513
Document Number	0000000955
Instrument Date	Oct 3, 2025
Instrument	2025-7955
Transaction Type	Transfer
Record Updated	Nov 12, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 RAGIN RD, ROSCOE, NY 12776-6513

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SULLIVAN NY
Property Address	46 RAGIN RD, ROSCOE, NY 12776-6513
Document Number	0000006906
Instrument Date	Sep 9, 2020
Transaction Type	Mortgage
Record Updated	Oct 22, 2020
Title Company	B AND K ABSTRACT CORPORATION, B & K ABS CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 RAGIN RD ROSCOE NY 127766513, ROSCOE, NY 12776-6513

Mortgage

Document Number	0000006906
Date	Sep 23, 2020
Instrument	6906

Lender

Name	NORTHWEST FCU
Type	Credit Union
Address	HERNDON, VA 20170

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Sep 22, 2035

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SULLIVAN NY
Recording Date	Sep 25, 2017
Property Address	46 RAGIN RD, ROSCOE, NY 12776-6513
Document Number	0000007208
Instrument Date	Jul 31, 2017
Instrument	7208
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	ALL COUNTY TITLE COMPANY, ALL COUNTY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$760.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 RAGIN RD ROSCOE NY 127766513, ROSCOE, NY 12776-6513

Mortgage

Document Number	7209
Date	Sep 25, 2017
Instrument	7209

Lender

Name	JEFF BK
Type	Bank
Address	JEFFERSONVILLE, NY 12748

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Sep 24, 2037

Tax Assessment & Valuation

Source: Sullivan County and Rockland Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Sullivan County
County Subdivision	Rockland Town
Unified School District	Livingston Manor Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,850.00 (+1.19%)	$82,600 (-) Land $15,000 Building $67,600	$239,400 (+3.64%) Land $43,475 Building $195,925
2024	$4,793.00	$82,600 (-) Land $15,000 Building $67,600	$231,000 (+2%) Land $41,949 Building $189,051
2023		$82,600 (-) Land $15,000 Building $67,600	$192,500 (+22.35%) Land $34,958 Building $157,542
2022		$82,600 Land $15,000 Building $67,600	$157,333 Land $28,571 Building $128,762

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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