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46 Pine Ridge Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 46 Pine Ridge Dr, Bluffton, SC 29910 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,831 sqft · built 2004
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$405,000 (Feb 2025)
Tax Bill$1,655 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Oct 2024 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNR61003800011050000

Property Details

APN / Parcel Number

Primary APNR61003800011050000
Alternative APN
  • 11542497

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,831 sqft Living Area
1st Floor Area1,831 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address46 PINE RIDGE DR
CityBLUFFTON
StateSC
Zip29910-7850
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 187 PINE RIDGE S/D PH 2 PB99 P5-7
Legal SubdivisionPINE RIDGE
Legal Phase2
Legal Lot Number187
JurisdictionBEAUFORT SC
Township / Civil DivisionBLUFFTON
Census Block Group2
Census Block2032
Census Tract2106

Owner

Source: Beaufort County records · APN R61003800011050000

Assessment roll updated March 12, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address46 PINE RIDGE DR, BLUFFTON, SC 29910-7850
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2024Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 17, 2024Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Feb 06, 2025Intrafamily Transfer, Transfer · Line of Credit
T2 FINANCIAL LLC
May 30, 2017Warranty Deed, Transfer · FHA Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 06, 2025 · Amount on Record
Deed SaleFeb 06, 2025 · Amount on Record
Prior SaleDec 30, 2024 · Amount on Record
Deed Document Number20255473
Deed Book / Page4403 / 1662
Prior Transfer DateJan 29, 2025
Prior Transfer Doc0000005474
Record UpdatedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEAUFORT SC
Property Address46 PINE RIDGE DR, BLUFFTON, SC 29910-7850
Transaction TypeMortgage
Record UpdatedJun 09, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 PINE RIDGE DR, BLUFFTON, SC 29910-7850

Mortgage

Document Number0000006411
DateFeb 13, 2024
Book Page4309/2815
Instrument2024006411
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term329 Months
DueJul 01, 2051

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEAUFORT SC
Property Address46 PINE RIDGE DR, BLUFFTON, SC 29910-7850
Transaction TypeMortgage
Record UpdatedJun 09, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 PINE RIDGE DR, BLUFFTON, SC 29910-7850

Mortgage

Document Number0000045651
DateOct 17, 2024
Book Page4375/1804
Instrument2024045651
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Address6101 CONDOR DR # 200, MOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term321 Months
DueJul 01, 2051

February 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBEAUFORT SC
Recording DateFeb 06, 2025
Property Address46 PINE RIDGE DR, BLUFFTON, SC 29910-7850
Document Number0000005474
Book / Page4403 / 1664
Map ReferenceMB 99 PG 5
Instrument DateJan 29, 2025
Instrument2025005474
Transaction TypeTransfer
Record UpdatedMar 12, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address46 PINE RIDGE DR, BLUFFTON, SC 29910-7850

Mortgage

Document Number0000005475
DateFeb 06, 2025
Instrument2025005475
Lender
NameT2 FINANCIAL LLC
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 01, 2055

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBEAUFORT SC
Recording DateMay 30, 2017
Property Address46 PINE RIDGE DR, BLUFFTON, SC 29910-7850
Document Number0000028757
Book / Page3578 / 1963
Map ReferenceMB 99 PG 5
Instrument DateApr 12, 2017
Instrument2017028757
Transaction TypeTransfer
Record UpdatedFeb 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$728.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 PINE RIDGE DR, BLUFFTON, SC 29910-7850

Mortgage

Document Number0000028758
DateMay 30, 2017
Instrument2017028758
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2047

Tax Assessment & Valuation

Source: Beaufort County records · Assessment roll updated March 12, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyBeaufort County
MunicipalityBluffton Town
Unified School DistrictBeaufort County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,655.00 (-0.06%)$9,600 (-33.67%)
2024$1,656.00$14,472 (-) Land $4,000 Building $10,472$361,800 (-) Land $100,000 Building $261,800
2023$1,656.00 (+8.16%)$14,472 (+73.44%) Land $4,000 Building $10,472$361,800 (+73.44%) Land $100,000 Building $261,800
2022$1,531.00$8,344 Land $1,400 Building $6,944$208,600 Land $35,000 Building $173,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Beaufort County (45013C), updated March 23, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450130021062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 135 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies135 in force
Nearby Flood Claims5 (2016–2017)
Claims Outside the SFHA5 of 5
Most Recent ClaimSep 2017, other causes, Hurricane Irma
Claims By Storm
  • Hurricane Matthew, Oct 2016 · 4 claims

Wildfire

Wildfire RiskLow
above 34% of the US · above 8% of South Carolina
Wildfire LikelihoodAbout 1 in 3,846 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 377 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cable OneFiber1,000 / 1,000
Cable OneCable1,000 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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