46 Pine Circle Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 46 Pine Circle Dr, Palm Coast, FL 32164

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,552 sqft · built 2021
Lot Size0.248 acres (10,846 sqft)
OwnerIndividual Name on Record
Last Sale$258,000 (Dec 2021)
Tax Bill$3,022 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Dec 2020 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-11-31-7026-00170-0110

Property Details

APN / Parcel Number

Primary APN07-11-31-7026-00170-0110

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,552 sqft Heated Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,846 sqft (0.248 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address46 PINE CIRCLE DR
CityPALM COAST
StateFL
Zip32164-7044
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPALM COAST SECTION 26 BLOCK 00017 LOT 0011 SUBDIVISION COMPLETION YEAR 1980 OR 213 PG 943 OR 227 PG 232
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionPALM COAST
Legal Block17
Legal Lot Number11
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group1
Census Block1012
Census Tract60213

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address46 PINE CIRCLE DR, PALM COAST, FL 32164-7044
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2021Warranty Deed, Subdivision Related Transfer · VA Mortgage
FBC MORTGAGE LLC
Dec 4, 2020Loan Modification, Mortgage
FIFTH THIRD BK NA
Dec 8, 2020Warranty Deed, Transfer
HB TITLE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 2, 2021 · Amount on Record
Deed SaleDec 2, 2021 · Amount on Record
Prior SaleDec 8, 2020 · Amount on Record
Deed Document Number2021065910
Deed Book / Page2633 / 1197
Record UpdatedJun 8, 2026

December 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateDec 2, 2021
Property Address46 PINE CIRCLE DR, PALM COAST, FL 32164-7044
Document Number0026331197
Book / Page2633 / 1197
Map ReferenceMB 9 PG 20-35
Instrument DateNov 29, 2021
Instrument2021065910
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 21, 2023
Title CompanyHB TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,806.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2285 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 PINE CIRCLE DR, PALM COAST, FL 32164-7044

Mortgage

Document Number0026331201
DateDec 2, 2021
Book Page2633/1201
Instrument2021065913
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

December 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFLAGLER FL
Property Address46 PINE CIRCLE DR, PALM COAST, FL 32164-7044
Document Number0025021936
Instrument DateDec 4, 2020
Transaction TypeMortgage
Record UpdatedDec 23, 2020
Title CompanyHB TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2293 W EAU GALLIE BLVD MELBOURNE FL 329353184, MELBOURNE, FL 32935-3184

Mortgage

Document Number0025021936
DateDec 8, 2020
Book Page002502/001936
Instrument51110
Lender
NameFIFTH THIRD BK NA
Address199 E MONTGOMERY AVE, ROCKVILLE, MD 20850-2381
Agreement
AmountAmount Recorded

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateDec 8, 2020
Property Address46 PINE CIRCLE DR, PALM COAST, FL 32164-7044
Document Number0025021934
Book / Page002502 / 001934
Instrument DateNov 23, 2020
Instrument51109
Transaction TypeTransfer
Record UpdatedDec 21, 2020
Title CompanyHB TITLE INC

Transaction

AmountAmount Recorded
Tax$151.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2293 W EAU GALLIE BLVD MELBOURNE FL 329353184, MELBOURNE, FL 32935-3184

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,022.00 (-1.91%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$256,057 (+0.18%) Land $53,000 Building $203,057$256,057 (+0.18%) Land $53,000 Building $203,057
2023$3,081.00 (+0.69%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$255,586 (+2.75%) Land $42,000 Building $213,586$255,586 (+2.75%) Land $42,000 Building $213,586
2022$3,060.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$248,741 Land $44,000 Building $204,741$248,741 Land $44,000 Building $204,741

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 75 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies75 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people · EPA ID FL2180863
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

Nearby Properties on Pine Circle Dr

Nearby Streets

Search Property Records by Address or Parcel Number