Bonner County property record for 46 Phillips Ln, Sagle, ID 83860
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 2 ba · 2,126 sqft · built 1917 |
| Lot Size | 5 acres (218,018 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,898 (2026) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | RP56N02W312405A |
| Primary APN | RP56N02W312405A |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 3 Stories |
| Building Area | 2,126 sqft Finished Area |
| 1st Floor Area | 3,134 sqft |
| Attic | Attic |
| Attic Area | 264 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 218,018 sqft (5 acres) |
| Garage Type | Mixed |
| Garage Area | 1,204 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pole Barn | 728 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 46 PHILLIPS LN |
|---|---|
| City | SAGLE |
| State | ID |
| Zip | 83860-9354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-5 |
| Legal Description | 31-56N-2W TAX 13 CPWRS |
| Legal Range | 02W |
| Legal Township | 56N |
| Legal Section | 31 |
| Legal Subdivision | CPWRS |
| Jurisdiction | BONNER ID |
| Township / Civil Division | BLANCHARD-GLENGARY |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 950801 |
Source: Bonner County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46 PHILLIPS LN, SAGLE, ID 83860-9354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 7, 2007 |
| Transfer Doc | 0000742108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 46 PHILLIPS LN, SAGLE, ID 83860-9354 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Title Company | ALLIANCE TITLE SANDPOINT |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000957024 |
|---|---|
| Date | May 11, 2020 |
| Instrument | 957024 |
| Name | SPOKANE TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | LIBERTY LAKE, WA 99019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2035 |
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,898.00 (+8.27%) Homeowner's exemption | $536,026 (-0.7%) Land $232,610 Building $303,416 | $536,026 (-0.7%) Land $232,610 Building $303,416 |
| 2025 | $1,753.00 (+32.3%) Homeowner's exemption | $539,815 (+25.15%) Land $232,530 Building $307,285 | $539,815 (+25.15%) Land $232,530 Building $307,285 |
| 2023 | $1,325.00 Homeowner's exemption | $431,328 Land $188,112 Building $243,216 | $431,328 Land $188,112 Building $243,216 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 92% of Idaho |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| MountainLink Fixed Wireless | 250 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Intermax Networks Fixed Wireless | 100 / 20 |
| Wired or Wireless Fixed Wireless · not low latency | 30 / 10 |
| AT&T Fixed Wireless | 25 / 3 |
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