46 Pepper Ln, Garner, NC 27529 Property Records

Johnston County property record for 46 Pepper Ln, Garner, NC 27529 · Last verified October 2023

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,725 sqft · built 2020
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$256,500 (Oct 2020)
Tax Bill	$1,671 (2023)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06E02071S`

Property Details

APN / Parcel Number

Primary APN	`06E02071S`
Alternative APN	`2000232943`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,725 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000232943
Street Address	46 PEPPER LN
City	GARNER
State	NC
Zip	27529-6265
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 221 SUMMERWIND PLANTATION PH 3 90/87-91
Legal Phase	3
Legal Lot Number	221
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1000
Census Tract	41112

Owner

Source: Johnston County records · APN 06E02071S

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	46 PEPPER LN, GARNER, NC 27529-6265
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 23, 2020 · Amount on Record
Deed Sale	Oct 23, 2020 · Amount on Record
Prior Sale	Jan 29, 2020 · Amount on Record
Deed Document Number	0005734209
Deed Book / Page	5734 / 209
Record Updated	Jun 07, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Oct 23, 2020
Property Address	46 PEPPER LN, GARNER, NC 27529-6265
Document Number	0000685022
Book / Page	5734 / 209
Map Reference	MB 90 PG 87-91
Instrument Date	Oct 15, 2020
Instrument	2020685022
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$513.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2919 BREEZEWOOD AVE STE 400, 2919, FAYETTEVILLE, NC 28303-5283

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 PEPPER LN, GARNER, NC 27529-6265

Mortgage

Document Number	0000685023
Date	Oct 23, 2020
Instrument	2020685023

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Johnston County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,671.00	$213,670 Land $50,000 Building $163,670	$213,670 Land $50,000 Building $163,670

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Johnston County (37101C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371010411121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Nearby Flood Policies	4 in force 4 of 4 on primary residences
Nearby Flood Claims	1 (2016)
Most Recent Claim	Oct 2016, rainfall accumulation, Hurricane Matthew

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.