46 Pearl St, #1, Lansing, MI 48906 Property Records

Ingham County property record for 46 Pearl St, #1, Lansing, MI 48906

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,648 sqft · built 1885
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Sep 2023)
Tax Bill	$4,769 (2025)
Deeds & Mortgages	May 2022 Mortgage Sep 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`33-01-01-09-278-321`

Property Details

APN / Parcel Number

Primary APN	`33-01-01-09-278-321`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,648 sqft Living Area
1st Floor Area	956 sqft
Basement Area	836 sqft
Unfinished Basement	836 sqft
Flooring	Vinyl Sheet/Linoleum

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	416 PEARL ST, 1
City	LANSING
State	MI
Zip	48906-4431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C RESID
Legal Description	LOT 10 EXC S 33 FT BLOCK 4 ORIG PLAT
Legal Subdivision	ORIG PLAT
Legal Block	4
Legal Lot Number	10
Legal Unit	10
Jurisdiction	INGHAM MI
Township / Civil Division	LANSING
Census Block Group	2
Census Block	2009
Census Tract	6600

Owner

Source: Ingham County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	416 PEARL ST, 1, LANSING, MI 48906-4431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP
Sep 28, 2023	Warranty Deed, Transfer TRANSNATION TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2023 · Amount on Record
Deed Sale	Sep 28, 2023 · Amount on Record
Prior Sale	Oct 14, 2015 · Amount on Record
Deed Document Number	202339020
Prior Transfer Date	Oct 8, 2003
Prior Transfer Doc	0000091262
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	46 PEARL ST # 1, 1, LANSING, MI 48906
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 PEARL ST, LANSING, MI 48906-4431

Mortgage

Document Number	0000019590
Date	May 11, 2022
Instrument	2022-019590

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2037

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Sep 28, 2023
Property Address	46 PEARL ST # 1, 1, LANSING, MI 48906
Document Number	0000039020
Map Reference	LB 2 PG 36,37&38
Instrument Date	Sep 14, 2023
Instrument	2023-039020
Transaction Type	Transfer
Record Updated	Oct 10, 2023
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	416 PEARL ST, LANSING, MI 48906-4431

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9712 BESANTS CT, FENTON, MI 48430-8575
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
Municipality	Lansing City
Unified School District	Lansing Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,800 (+4.83%) Land $8,000 Building $65,800	$147,600 (+4.83%) Land $16,000 Building $131,600
2025	$4,769.00 (+153.54%) Homeowner's exemption	$70,400 (+34.87%) Land $8,000 Building $62,400	$140,800 (+34.87%) Land $16,000 Building $124,800
2023		$52,200 Land $8,000 Building $44,200	$104,400 Land $16,000 Building $88,400
2020	$1,881.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2018–2021)
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANSING BOARD OF WATER & LIGHT serves 166,000 people · EPA ID MI0003760
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: ACD.net.

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