Erie County and Cheektowaga Town property record for 46 Paula Dr, Buffalo, NY 14225
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,515 sqft · built 1962 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,824 (2025) |
| Deeds & Mortgages | Jun 2018 Line of Credit Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 027-0134000 |
| Primary APN | 027-0134000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,515 sqft Living Area |
| 1st Floor Area | 1,585 sqft |
| Basement Area | 930 sqft |
| Finished Basement | 930 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 105 ft deep x 112 ft wide |
| Garage Type | Detached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 027-0134000 |
|---|---|
| Street Address | 46 PAULA DR |
| City | BUFFALO |
| State | NY |
| Zip | 14225-4432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02R |
| Legal Description | MC 2159 SL 161 160 |
| Legal Block | 7 |
| Legal Lot Number | 13.100 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | CHEEKTOWAGA |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 10003 |
Source: Erie County and Cheektowaga Town records · APN 027-0134000
Assessment roll updated May 19, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 PAULA DR, BUFFALO, NY 14225-4432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 01, 2018 | Deed of Trust, Mortgage · Line of Credit EMPIRE ONE FCU |
| Jun 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 01, 1999 |
| Deed Sale | Mar 01, 1999 |
| Deed Book / Page | 10947 / 7431 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 46 PAULA DR, CHEEKTOWAGA, NY 14225-4432 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0138576106 |
|---|---|
| Date | Jun 01, 2018 |
| Book Page | 13857/6106 |
| Instrument | 2018108066 |
| Name | EMPIRE ONE FCU |
|---|---|
| Type | Credit Union |
| Address | BUFFALO, NY 14240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 31, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 46 PAULA DR, CHEEKTOWAGA, NY 14225-4432 |
| Document Number | 0139437446 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 46 PAULA DR CHEEKTOWAGA NY 142254432, CHEEKTOWAGA, NY 14225-4432 |
| Document Number | 0139437446 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 013943/007446 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 17, 2035 |
Source: Erie County and Cheektowaga Town records · Assessment roll updated May 19, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Cheektowaga Town |
| Unified School District | Cheektowaga-Maryvale Union Free School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,824.00 (+3.74%) | $252,000 (-) Land $21,000 Building $231,000 | $336,000 (+6.67%) Land $28,000 Building $308,000 |
| 2024 | $7,542.00 Homeowner's exemption | $252,000 (-) Land $21,000 Building $231,000 | $315,000 (+13.75%) Land $26,250 Building $288,750 |
| 2023 | Homeowner's exemption | $252,000 Land $21,000 Building $231,000 | $276,923 Land $23,077 Building $253,846 |
Source: FEMA National Flood Hazard Layer as of November 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1979–2006) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2006 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 330 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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