46 Patterson Ave, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 46 Patterson Ave, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,869 sqft · built 2005
Lot Size	0.159 acres (6,936 sqft)
Owner	Individual Name on Record
Last Sale	$593,500 (Aug 2005)
Tax Bill	$13,182 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit May 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`254-150-660-000`

Property Details

APN / Parcel Number

Primary APN	`254-150-660-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,869 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,936 sqft (0.159 acres)
Garage Type	Mixed
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	46 PATTERSON AVE
City	MOUNTAIN HOUSE
State	CA
Zip	95391-1056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	03-FM PT 254-040-03/MTN HOUSE, NEIGH F, UNIT 5
Legal Subdivision	MOUNTAIN HOUSE NEIGHBORHOOD F
Legal Lot Number	100
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1023
Census Tract	5222

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	46 PATTERSON AVE, MOUNTAIN HOUSE, CA 95391-1056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 2, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2005 · Amount on Record
Deed Sale	Aug 16, 2005 · Amount on Record
Prior Sale	Feb 3, 2005
Deed Document Number	2005-202175
Record Updated	Jun 7, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	46 PATTERSON AVE, MOUNTAIN HOUSE, CA 95391-1056
Transaction Type	Mortgage
Record Updated	Dec 29, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2980, SILVERDALE, WA 98383-2980

Mortgage

Document Number	0000106329
Date	Dec 18, 2023
Instrument	2023-106329

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 17, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	46 PATTERSON AVE, MOUNTAIN HOUSE, CA 95391-1056
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050081
Date	May 4, 2017
Instrument	2017-050081

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2032

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	46 PATTERSON AVE, MOUNTAIN HOUSE, CA 95391-1056
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 PATTERSON AVE, TRACY, CA 95391-1056

Mortgage

Document Number	0000176378
Date	Dec 15, 2020
Instrument	2020-176378

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	46 PATTERSON AVE, MOUNTAIN HOUSE, CA 95391-1056
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 PATTERSON AVE, MOUNTAIN HOUSE, CA 95391-1056

Mortgage

Document Number	0000147375
Date	Sep 2, 2021
Instrument	2021-147375

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	46 PATTERSON AVE, MOUNTAIN HOUSE, CA 95391-1056
Document Number	0000130983
Instrument Date	Nov 2, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 PATTERSON AVE MOUNTAIN HOUSE CA 953911056, MOUNTAIN HOUSE, CA 95391-1056

Mortgage

Document Number	0000130983
Date	Nov 9, 2017
Instrument	130983

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$13,182.00 (+4.54%) Homeowner's exemption	$860,070 (+4.04%) Land $241,871 Building $618,199
2023	$12,610.00 (+2.08%) Homeowner's exemption	$826,675 Land $232,480 Building $594,195
2022	$12,353.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 730 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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