46 Parrish Loop, Montross, VA 22520 Property Records

Westmoreland County property record for 46 Parrish Loop, Montross, VA 22520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba
Owner	Individual Name on Record
Last Sale	$268,800 (Mar 2025)
Tax Bill	$1,453 (2025)
Deeds & Mortgages	Mar 2025 Sale & Mortgage Aug 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`26K2-1-189`

Property Details

APN / Parcel Number

Primary APN	`26K2-1-189`
Alternative APN	`2209`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Porch	Open Porch
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Account Number	2209
Old Parcel Number	26K2-1-189
Street Address	46 PARRISH LOOP
City	MONTROSS
State	VA
Zip	22520-4139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DM
Legal Description	GLEBE HARBOR LOT 189 SEC 4DB 970 PG 1332
Legal Lot Number	189
Jurisdiction	WESTMORELAND VA
Township / Civil Division	COPLE
Census Block Group	1
Census Block	1024
Census Tract	10101

Owner

Source: Westmoreland County records, as of January 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	46 PARRISH LOOP, MONTROSS, VA 22520-4139
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2025	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Aug 18, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2025 · Amount on Record
Deed Sale	Mar 31, 2025 · Amount on Record
Prior Sale	Aug 18, 2023
Deed Document Number	09891952
Record Updated	Jun 8, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Mar 31, 2025
Property Address	46 PARRISH LOOP, MONTROSS, VA 22520-4139
Document Number	0009891952
Instrument Date	Mar 28, 2025
Instrument	09891952
Transaction Type	Transfer
Record Updated	Jan 8, 2026
Title Company	GUARANTY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 PARRISH LOOP, MONTROSS, VA 22520-4139

Mortgage

Document Number	0009891954
Date	Mar 31, 2025
Instrument	09891954

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Aug 18, 2023
Property Address	46 PARRISH LOOP, MONTROSS, VA 22520-4139
Document Number	0009701332
Instrument Date	Aug 16, 2023
Instrument	09701332
Transaction Type	Transfer
Record Updated	Jan 8, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9759 COURTHOUSE RD, SPOTSYLVANIA, VA 22553-1915
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Westmoreland County
Unified School District	Westmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,453.00 (+2,694.23%)	$213,700 (+2,414.12%) Land $19,300 Building $194,400	$213,700 (+2,414.12%) Land $19,300 Building $194,400
2023	$52.00	$8,500 (-) Land $8,500	$8,500 (-) Land $8,500
2022	$52.00	$8,500 Land $8,500	$8,500 Land $8,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABIN POINT AND GLEBE HARBOUR private · serves 1,450 people · EPA ID VA4193240
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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