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46 Park St, Gowanda, NY 14070 Property Records

Erie County and Collins Town property record for 46 Park St, Gowanda, NY 14070

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,520 sqft · built 1880
Lot Size0.255 acres (11,088 sqft)
Owner2 Individual Names on Record
Last Sale$145,000 (Jun 2024)
Tax Bill$3,054 (2026)
Deeds & MortgagesMay 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN203-0082000

Property Details

APN / Parcel Number

Primary APN203-0082000
Alternative APNs
  • 143601 349.16-2-14.1
  • 36013491600002014100

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,520 sqft Living Area
1st Floor Area1,080 sqft
2nd Floor Area440 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 2020
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area11,088 sqft (0.255 acres)
Lot Dimensions131 ft deep x 83.6 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area126 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number203-0082000
Street Address46 PARK ST
CityGOWANDA
StateNY
Zip14070-1221
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMENTLEY HGWY HGWY BISSELL .12AC
Legal SubdivisionHOLLAND LAND COMPANYS SURVEY
Legal Block2
Legal Lot Number14.100
JurisdictionERIE NY
Township / Civil DivisionCOLLINS
Census Block Group2
Census Block2012
Census Tract17501

Owner

Source: Erie County and Collins Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address46 PARK ST, GOWANDA, NY 14070-1221
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 4, 2024 · Amount on Record
Deed SaleJun 4, 2024 · Amount on Record
Deed Document Number20242024090163
Deed Book / Page11431 / 8892
Record UpdatedOct 29, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address46 PARK ST, GOWANDA, NY 14070-1221
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0138102134
DateMay 8, 2017
Book Page13810/2134
Instrument2017089859
Lender
NameCOMMUNITY BANK NA
TypeBank
AddressOLEAN, NY 14760
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJun 1, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Erie County and Collins Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionCollins Town
MunicipalityGowanda Village
Unified School DistrictGowanda Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,054.00 (+321.24%)
2025$725.00 (-62.71%)$44,500 (-14.09%) Land $4,100 Building $40,400$158,900 (+4.3%) Land $14,640 Building $144,260
2024$1,944.00 Homeowner's exemption Senior Citizen's exemption$51,800 (-) Land $4,100 Building $47,700$152,353 (+5.87%) Land $12,059 Building $140,294
2023Homeowner's exemption Senior Citizen's exemption$51,800 (-) Land $4,100 Building $47,700$143,900 (+16.71%) Land $11,390 Building $132,510
2022$51,800 Land $4,100 Building $47,700$123,300 Land $9,759 Building $113,541
2021$676.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims11 (1996–2022)
Claims Outside the SFHA6 of 11
Most Recent ClaimFeb 2022 · tidal / storm surge
Claims by Event
  • Severe Storms And Flooding, Aug 2009 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGOWANDA VILLAGE
serves 2,800 people · EPA ID NY0400340
Water SourceSurface water
Last State InspectionMay 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Apr 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: Armstrong.

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