46 Park Ave, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 46 Park Ave, Passaic, NJ 07055

Property Summary

Property Type	Triplex
Details	3,172 sqft · built 1900
Lot Size	0.103 acres (4,500 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Nov 2022)
Tax Bill	$15,316 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-01263-0000-00029`

Property Details

APN / Parcel Number

Primary APN	`07-01263-0000-00029`
Alternative APN	`070126300029`

Interior

Units	3 Units
Stories	2 Stories
Building Area	3,172 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Triplex
Exterior Material	Wood
Construction Type	Frame
Lot Area	4,500 sqft (0.103 acres)
Lot Dimensions	125 ft deep x 36 ft wide

Location & Zoning

Street Address	46 PARK AVE
City	PASSAIC
State	NJ
Zip	07055-5685
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R-1
Legal Block	1263
Legal Lot Number	29
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	1
Census Block	1009
Census Tract	175701

Owner

Source: Passaic County and Passaic City records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	46 PARK AVE, PASSAIC, NJ 07055-5685
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Nov 7, 2022	Deed, Transfer · Conventional Mortgage FAMILY FIRST FUNDING LLC
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FM HOME LOANS LLC
Feb 17, 2017	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2022 · Amount on Record
Deed Sale	Nov 7, 2022 · Amount on Record
Prior Sale	Feb 17, 2017 · Amount on Record
Deed Document Number	202252081
Deed Book / Page	4428 / 122
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Recording Date	Jul 14, 2026
Property Address	46 PARK AVE, PASSAIC, NJ 07055-5685
Document Number	0000024056
Book / Page	20033 / 45
Instrument Date	Jul 1, 2026
Instrument	202624056
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	CERTIFIED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024056,
Date	Jul 14, 2026
Book Page	20033/45
Instrument	202624056

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Nov 7, 2022
Property Address	46 PARK AVE, PASSAIC, NJ 07055-5685
Document Number	0000052081
Book / Page	D4428 / 122
Instrument Date	Oct 20, 2022
Instrument	2022052081
Transaction Type	Transfer
Record Updated	Dec 7, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26 ZICHRON MOSHE WAY, 26, FALLSBURG, NY 12733-5226

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 PARK AVE, PASSAIC, NJ 07055-5685

Mortgage

Document Number	0000052082
Date	Nov 7, 2022
Instrument	2022052082

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.8%
Index	Other
Margin	3
Max Rate	11.8%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	46 PARK AVE, PASSAIC, NJ 07055-5685
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	MIESTER ABSTRACT CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016512
Date	Mar 8, 2021
Book Page	M16912/242
Instrument	2021016512

Lender

Name	FM HOME LOANS LLC
Type	Mortgage Company
Address	BROOKLYN, NY 11210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Feb 17, 2017
Property Address	46 PARK AVE, PASSAIC, NJ 07055-5685
Document Number	0000009539
Book / Page	003001 / 000050
Instrument Date	Jan 3, 2017
Instrument	9539
Transaction Type	Transfer
Record Updated	Mar 1, 2017
Title Company	WFG NATIONAL TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	46 PARK AVE PASSAIC NJ 070555685, PASSAIC, NJ 07055-5685

Mortgage

Document Number	9543
Date	Feb 17, 2017
Book Page	014368/000212
Instrument	9543

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 16, 2047

Tax Assessment & Valuation

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,700 (-) Land $83,000 Building $276,700	$359,700 (-) Land $83,000 Building $276,700
2025	$15,316.00 (+3.28%)	$359,700 (-) Land $83,000 Building $276,700	$359,700 (-) Land $83,000 Building $276,700
2024	$14,830.00 (+6.16%)
2023		$359,700 Land $83,000 Building $276,700	$359,700 Land $83,000 Building $276,700
2022	$13,970.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (1994–2012)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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