46 Palmer St, Gorham, NH 03581 Property Records

Coos County and Gorham Town property record for 46 Palmer St, Gorham, NH 03581

Property Summary

Property TypeTriplex
Details6 bd · 3 ba · 3,259 sqft · built 1900
Lot Size0.145 acres (6,325 sqft)
Owner2 Individual Names on Record
Last Sale$25,000 (May 2005)
Tax Bill$6,226 (2025)
Deeds & MortgagesMay 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNGORH M:U5 L:166

Property Details

APN / Parcel Number

Primary APNGORH M:U5 L:166
Alternative APN
  • 576

Interior

Bedrooms6 Beds
Full Baths3 Baths
Total Rooms14 Rooms
Units3 Units
Stories3 Stories
Building Area3,259 sqft Living Area
Gross Area4,980 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1930
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,325 sqft (0.145 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number576
Street Address46 PALMER ST
CityGORHAM
StateNH
Zip03581
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeRA
Legal Lot Number166
JurisdictionGORHAM TOWN NH
Township / Civil DivisionGORHAM
Census Block Group4
Census Block4030
Census Tract950900

Owner

Source: Coos County and Gorham Town records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4 PEABROOK RD, GORHAM, NH 03581-3005
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 6, 2005 · Amount on Record
Deed SaleMay 6, 2005 · Amount on Record
Prior SaleApr 21, 2000 · Amount on Record
Deed Book / Page1124 / 843
Transfer Doc0937000056
Record UpdatedSep 20, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGORHAM TOWN NH
Property Address46 PALMER ST, GORHAM, NH 03581
Document Number0014890466
Instrument DateMay 30, 2018
Transaction TypeMortgage
Record UpdatedJul 17, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4-6 PALMER ST GORHAM NH 03581, GORHAM, NH 03581

Mortgage

Document Number0014890466
DateJun 7, 2018
Book Page001489/000466
Instrument1802324
Lender
NameBANK OF NH
TypeBank
AddressLACONIA, NH 03246
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 6, 2033

Tax Assessment & Valuation

Source: Coos County and Gorham Town assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyCoos County
County SubdivisionGorham Town
Unified School DistrictGorham Randolph Shelburne Cooperative School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,226.00 (+10.31%)$265,500 (+33.08%) Land $37,900 Building $227,600
2024$5,644.00 (+16.66%)$199,500 (-) Land $20,300 Building $179,200
2022$4,838.00$199,500 Land $20,300 Building $179,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims13 (1984–2023)
Claims Outside the SFHA2 of 13
Most Recent ClaimDec 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storm And Flooding, Dec 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGORHAM WATER AND SEWER DEPT
serves 2,630 people · EPA ID NH0921010
Water SourceSurface water
Last State InspectionAug 2023

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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