46 Palmer Ave, Warwick, RI 02889 Property Records

Warwick City property record for 46 Palmer Ave, Warwick, RI 02889

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,307 sqft · built 1945
Lot Size	0.177 acres (7,700 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Apr 2020)
Tax Bill	$5,965 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`35601180000`

Property Details

APN / Parcel Number

Primary APN	`35601180000`
Alternative APNs	`WARW M:356 B:0118 L:0000` `119983`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,307 sqft Living Area
Gross Area	2,904 sqft
1st Floor Area	970 sqft
Attic	Attic
Attic Area	964 sqft
Basement Area	970 sqft
Unfinished Basement	970 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,700 sqft (0.177 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	119983
Street Address	46 PALMER AVE
City	WARWICK
State	RI
Zip	02889-5410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A7
Legal Block	118
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	3
Census Block	3033
Census Tract	21502

Owner

46 Palmer Ave is owned and occupied by an individual who bought it in April 2020.

Source: Warwick City records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	46 PALMER AVE, WARWICK, RI 02889-5410
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK
Apr 29, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage PROSPERITY HOME MORTGAGE LLC
Aug 28, 2018	Quit Claim Deed, Transfer Quitclaim
Aug 24, 2018	Warranty Deed, Transfer
Jan 24, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2020 · Amount on File
Deed Sale	Apr 29, 2020 · Amount on File
Prior Sale	Aug 24, 2018 · Amount on File
Deed Book / Page	9497 / 207
Transfer Doc	9121-172
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	46 PALMER AVE, WARWICK, RI 02889-5410
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009644-93
Date	Oct 21, 2020
Book Page	9644/93
Instrument	16142

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2045

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Apr 29, 2020
Property Address	46 PALMER AVE, WARWICK, RI 02889-5410
Document Number	009497-207
Book / Page	9497 / 207
Instrument Date	Apr 14, 2020
Instrument	5206
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005207
Date	Apr 29, 2020
Instrument	5207

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARWICK RI
Recording Date	Aug 28, 2018
Property Address	46 PALMER AVE, WARWICK, RI 02889-5410
Document Number	9121-172
Book / Page	009121 / 000172
Instrument Date	Aug 28, 2018
Transaction Type	Transfer
Record Updated	Sep 27, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 PALMER AVE WARWICK RI 028895410, WARWICK, RI 02889-5410

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Aug 24, 2018
Property Address	46 PALMER AVE, WARWICK, RI 02889-5410
Document Number	9119-205
Book / Page	009119 / 000205
Instrument Date	Aug 24, 2018
Transaction Type	Transfer
Record Updated	Sep 27, 2018

Transaction

Amount	Amount on Record
Tax	$275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 PALMER AVE WARWICK RI 028895410, WARWICK, RI 02889-5410

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Jan 24, 2018
Property Address	46 PALMER AVE, WARWICK, RI 02889-5410
Document Number	8987-154
Book / Page	008987 / 000154
Instrument Date	Aug 12, 2017
Instrument	1077
Transaction Type	Transfer
Record Updated	Feb 13, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7 DERBYSHIRE DR CRANSTON RI 029212402, CRANSTON, RI 02921-2402

Tax Assessment & Valuation

The 2025 property tax bill for 46 Palmer Ave was $5,965.

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,965.00	$469,700 Land $112,500 Building $357,200
2023	$5,368.00 (+9.15%)	$378,300 (+44.06%) Land $92,900 Building $285,400
2022	$4,918.00	$262,600 Land $55,400 Building $207,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 46 Palmer Ave in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	12 (1998–2010)
Most Recent Claim	Apr 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2010 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 46 Palmer Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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