46 Painted Post Rd, Groton, MA 01450 Property Records

Middlesex County and Groton Town property record for 46 Painted Post Rd, Groton, MA 01450

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,531 sqft · built 1998
Lot Size	1.26 acres (55,025 sqft)
Owner	2 Individual Names on Record
Last Sale	$970,000 (Dec 2022)
Tax Bill	$15,420 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`GROT M:250 B:82 L`

Property Details

APN / Parcel Number

Primary APN	`GROT M:250 B:82 L`
Alternative APNs	`GRTN M:250 B:82 L` `3671`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,531 sqft Living Area
Gross Area	7,218 sqft
1st Floor Area	1,448 sqft
Attic	Attic
Attic Area	1,064 sqft
Basement Area	1,448 sqft
Unfinished Basement	1,448 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	55,025 sqft (1.26 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	3671
Street Address	46 PAINTED POST RD
City	GROTON
State	MA
Zip	01450-1561
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	FLAVELL XING
Legal Block	82
Jurisdiction	GROTON MA
Township / Civil Division	GROTON
Census Block Group	4
Census Block	4006
Census Tract	326102

Owner

Source: Middlesex County and Groton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 PAINTED POST RD, GROTON, MA 01450-1561
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · ARM DIRECT CU
Sep 24, 2021	Deed of Trust, Mortgage · Line of Credit DIRECT CU
Dec 30, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUILD MORTGAGE CO
Jul 31, 2019	Deed of Trust, Mortgage · ARM DIRECT CU
Apr 10, 2020	Deed of Trust, Mortgage · Balloon Mortgage SANTANDER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2022 · Amount on Record
Deed Sale	Dec 30, 2022 · Amount on Record
Prior Sale	Dec 31, 2002 · Amount on Record
Deed Book / Page	81122 / 568
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON MA
Property Address	46 PAINTED POST RD, GROTON, MA 01450-1561
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	078766-580
Date	Sep 24, 2021
Book Page	78766/580
Instrument	211689

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.63%
Type Change Date	Oct 1, 2028
Index	1-Year CMT

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON MA
Property Address	46 PAINTED POST RD, GROTON, MA 01450-1561
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00078767-1
Date	Sep 24, 2021
Book Page	78767/1
Instrument	211690

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

Interest

Rate Type	Adjustable Rate

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GROTON MA
Recording Date	Dec 30, 2022
Property Address	46 PAINTED POST RD, GROTON, MA 01450-1561
Document Number	081122-568
Book / Page	81122 / 568
Instrument Date	Dec 30, 2022
Instrument	189275
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	46 PAINTED POST RD, GROTON, MA 01450-1561

Mortgage

Document Number	0000189276
Date	Dec 30, 2022
Instrument	189276

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON MA
Property Address	46 PAINTED POST RD, GROTON, MA 01450-1561
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73026-253
Date	Jul 31, 2019
Book Page	73026/253
Instrument	111357

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Type Change Date	Aug 1, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON MA
Property Address	46 PAINTED POST RD, GROTON, MA 01450-1561
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74443-420
Date	Apr 10, 2020
Book Page	74443/420
Instrument	53168

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Middlesex County and Groton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Groton Town
Unified School District	Groton-Dunstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,420.00 (+1%)	$1,043,300 (+4.2%) Land $312,500 Building $730,800	$1,032,840 (-)
2025	$15,268.00 (+2.29%)	$1,001,200 (+1.22%) Land $297,400 Building $703,800	$1,032,840 (-0.2%)
2024	$14,926.00 (+6.27%)	$989,100 (+10.14%) Land $297,400 Building $691,700	$1,034,930
2023	$14,045.00	$898,000 Land $297,400 Building $600,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROTON WATER DEPARTMENT serves 5,017 people · EPA ID MA2115000
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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