46 Pacific St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 46 Pacific St, Lynn, MA 01902

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,330 sqft · built 1940
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$605,000 (May 2025)
Tax Bill	$5,500 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B:106 L:416 S:026`

Property Details

APN / Parcel Number

Primary APN	`B:106 L:416 S:026`
Alternative APN	`LYNN M:106 B:416 L:026`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,330 sqft Living Area
Gross Area	2,449 sqft
Basement Area	772 sqft
Unfinished Basement	772 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1969
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,001 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	46 PACIFIC ST
City	LYNN
State	MA
Zip	01902-1104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	416
Legal Lot Number	26
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	2
Census Block	2009
Census Tract	206400

Owner

Source: Essex County and Lynn City records · APN B:106 L:416 S:026

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	423 BAKER ST # 2, 2, LYNN, MA
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 08, 2025 · Amount on Record
Deed Sale	May 08, 2025 · Amount on Record
Prior Sale	Sep 20, 2016 · Amount on Record
Deed Book / Page	42704 / 506
Record Updated	Sep 20, 2026

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	May 08, 2025
Property Address	46 PACIFIC ST, LYNN, MA 01902-1104
Document Number	042704-506
Book / Page	42704 / 506
Instrument Date	May 08, 2025
Instrument	20250508002080
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	423 BAKER ST #2 # 2, 2, LYNN, MA 01902-4302

Mortgage

Document Number	20250508002090
Date	May 08, 2025
Instrument	20250508002090

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Lynn City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,500.00 (+5.97%)	$530,900 (+7.71%) Land $205,200 Building $325,700	$570,570
2024	$5,190.00 (+2.57%)	$492,900 (+8.62%) Land $192,900 Building $300,000
2023	$5,060.00	$453,800 Land $190,300 Building $263,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2001–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2011 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile USA.

Based on FCC filings for 744 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.