46 Overlook Cir, Miramar Beach, FL 32550 Property Records

Walton County property record for 46 Overlook Cir, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,796 sqft · built 2002
Lot Size	0.371 acres (16,161 sqft)
Owner	2 Individual Names on Record
Last Sale	$446,300 (Jun 2018)
Tax Bill	$13,425 (2025)
Deeds & Mortgages	Jun 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`34-2S-21-42070-007-0170`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42070-007-0170`
Alternative APNs	`34-221-42070-007-0170` `1076612`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,796 sqft Living Area
Gross Area	6,520 sqft
1st Floor Area	1,284 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	16,161 sqft (0.371 acres)
Lot Dimensions	180 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	1,188 sqft
Driveway	Brick Driveway
Porch	Open/Unfinished Porch
Porch Area	1,536 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	46 OVERLOOK CIR
City	MIRAMAR BEACH
State	FL
Zip	32550-4188
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOT 17 BLK 7 GULF PINES 1ST ADDITION PB 3-2 OR 12-289 OR 2439-1424 OR 2534-88 OR 2925-4408 OR 3076-1643
Legal Range	021
Legal Township	02S
Legal Section	34
Legal Subdivision	GULF PINES 1ST ADDITION
Legal Block	7
Legal Lot Number	17
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

Source: Walton County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18222 S MISSION HILLS AVE, BATON ROUGE, LA 70810-7974
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2018 · Amount on Record
Deed Sale	Jun 12, 2018 · Amount on Record
Prior Sale	Jul 22, 2013 · Amount on Record
Deed Document Number	201819448
Deed Book / Page	3076 / 1643
Prior Transfer Date	May 24, 2018
Prior Transfer Doc	0030761643
Record Updated	Oct 29, 2026

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Jun 12, 2018
Property Address	46 OVERLOOK CIR, MIRAMAR BEACH, FL 32550-4188
Document Number	0030761643
Book / Page	003076 / 001643
Instrument Date	May 24, 2018
Instrument	19448
Transaction Type	Transfer
Record Updated	Jul 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,123.48
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18222 S MISSION HILLS AVE BATON ROUGE LA 708107974, BATON ROUGE, LA 70810-7974

Mortgage

Document Number	30761645
Date	Jun 12, 2018
Book Page	003076/001645
Instrument	19449

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 11, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,425.00 (+7.84%)	$1,756,224 (-2.98%) Land $650,000 Building $1,106,224	$1,756,224 (-2.98%) Land $650,000 Building $1,106,224
2024	$12,449.00 (-1.74%)
2023	$12,669.00 (+8.7%)	$1,810,076 (+11.95%) Land $678,000 Building $1,132,076	$1,810,076 (+11.95%) Land $678,000 Building $1,132,076
2022	$11,655.00	$1,616,915 Land $432,900 Building $1,184,015	$1,616,915 Land $432,900 Building $1,184,015

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, Wildstar Networks.

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