46 Otter St, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk City property record for 46 Otter St, Dunkirk, NY 14048

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,929 sqft · built 1975
Lot Size	0.609 acres (26,562 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Sep 2009)
Tax Bill	$5,074 (2025)
APN	`060300 62.04-1-4.1`

Property Details

APN / Parcel Number

Primary APN	`060300 62.04-1-4.1`
Alternative APNs	`03000620040001004001` `030135030`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,929 sqft Living Area
1st Floor Area	1,089 sqft
2nd Floor Area	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	26,562 sqft (0.609 acres)
Lot Dimensions	266 ft deep x 114 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	360 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	030135030
Street Address	46 OTTER ST
City	DUNKIRK
State	NY
Zip	14048-1239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	114 X 233 RES; OLD APN: 060300 25-3-5.1
Legal Block	1
Legal Lot Number	4.001
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	DUNKIRK
Census Block Group	1
Census Block	1001
Census Tract	35500

Owner

Source: Chautauqua County and Dunkirk City records · APN 060300 62.04-1-4.1

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	46 OTTER ST, DUNKIRK, NY 14048-1239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 28, 2009 · Amount on Record
Deed Sale	Sep 28, 2009 · Amount on Record
Deed Book / Page	2685 / 276
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Chautauqua County and Dunkirk City records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
Municipality	Dunkirk City
Unified School District	Dunkirk City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,074.00	$126,050 (-) Land $12,150 Building $113,900	$286,477 (+25%) Land $27,614 Building $258,863
2023		$126,050 (-) Land $12,150 Building $113,900	$229,182 (+14.55%) Land $22,091 Building $207,091
2022	Homeowner's exemption Senior Citizen's exemption	$126,050 Land $12,150 Building $113,900	$200,079 Land $19,286 Building $180,793

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 97 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DUNKIRK CITY serves 12,743 people
Water Source	Surface water
Last State Inspection	Jul 2022
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	29 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.