Lawrence County property record for 46 Otha Rd, Summertown, TN 38483 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,000 sqft · built 1958 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $87,976 (Oct 2023) |
| Tax Bill | $485 (2025) |
| Deeds & Mortgages | Oct 2023 Sale Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050023 03700 |
| Primary APN | 050023 03700 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,000 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| Attic Area | 1,000 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 87,120 sqft (2 acres) |
| Porch | Open Porch |
| Porch Area | 166 sqft |
| Utility Building | 120 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 46 OTHA RD |
|---|---|
| City | SUMMERTOWN |
| State | TN |
| Zip | 38483-7104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 14 |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 10 |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 960100 |
Source: Lawrence County records · APN 050023 03700
Assessment roll updated May 20, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 114 OTHA RD, SUMMERTOWN, TN 38483-7104 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2023 | Warranty Deed, Transfer |
| Jul 16, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Dec 21, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Nov 01, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 20, 2023 · Amount on Record |
| Deed Sale | Oct 20, 2023 · Amount on Record |
| Prior Sale | Jul 15, 2016 · Amount on Record |
| Deed Document Number | 23005647 |
| Deed Book / Page | 727 / 306 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Oct 20, 2023 |
| Property Address | 46 OTHA RD, SUMMERTOWN, TN 38483-7104 |
| Document Number | 0000727306 |
| Book / Page | 727 / 306 |
| Instrument Date | Oct 19, 2023 |
| Instrument | 23005647 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $325.51 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 114 OTHA RD, SUMMERTOWN, TN 38483-7104 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 46 OTHA RD, SUMMERTOWN, TN 38483-7104 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 46 OTHA RD, SUMMERTOWN, TN 38483-7104 |
| Investor | Possibly a Property Investor |
| Document Number | 0000641488 |
|---|---|
| Date | Jul 16, 2021 |
| Book Page | 641/488 |
| Instrument | 21004749 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 46 OTHA RD, SUMMERTOWN, TN 38483-7104 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 46 OTHA RD, SUMMERTOWN, TN 38483-7104 |
| Document Number | 0000659487 |
|---|---|
| Date | Dec 21, 2021 |
| Book Page | 659/487 |
| Instrument | 21008387 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 296 Months |
| Due | Aug 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 46 OTHA RD, SUMMERTOWN, TN 38483-7104 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 46 OTHA RD, SUMMERTOWN, TN 38483-7104 |
| Document Number | 0000695292 |
|---|---|
| Date | Nov 01, 2022 |
| Book Page | 695/292 |
| Instrument | 22007269 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 285 Months |
| Due | Aug 01, 2046 |
Source: Lawrence County records · Assessment roll updated May 20, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Unified School District | Lawrence County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $485.00 | $24,100 (-) Land $3,550 Building $20,550 | |
| 2023 | $485.00 | $24,100 (-) Land $3,550 Building $20,550 | |
| 2022 | $485.00 | $24,100 Land $3,550 Building $20,550 | $96,400 Land $14,200 Building $82,200 |
Source: FEMA National Flood Hazard Layer, Lawrence County (47099C), updated November 17, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470999601002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 28% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 4,762 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Loretto Telephone Company | DSL | 10 / 1 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Cloud 9 Wireless. Availability varies by address; speeds are provider-advertised maximums, not measured.
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