46 Orchard Dr, Wilton, ME 04294 Property Records

Franklin County and Wilton Town property record for 46 Orchard Dr, Wilton, ME 04294

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 888 sqft · built 1950
Lot Size0.52 acres (22,651 sqft)
OwnerIndividual Name on Record
Tax Bill$997 (2025)
Deeds & MortgagesSep 2020 Reverse Mortgage
Sep 2020 Mortgage
APNWILN M:04 L:097

Property Details

APN / Parcel Number

Primary APNWILN M:04 L:097
Alternative APN
  • 5865

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area888 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof MaterialMetal
Lot Area22,651 sqft (0.52 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number5865
Street Address46 ORCHARD DR
CityWILTON
StateME
Zip04294-4838
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code12
Legal Lot Number97
JurisdictionWILTON ME
Township / Civil DivisionWILTON
Census Block Group2
Census Block2007
Census Tract971300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Franklin County and Wilton Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address46 ORCHARD DR, WILTON, ME 04294-4838
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2020Deed of Trust, Mortgage · Reverse Mortgage
REVERSE MORTGAGE FUNDING LLC
Sep 24, 2020Deed of Trust, Mortgage · FHA Mortgage
COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILTON ME
Property Address46 ORCHARD DR, WILTON, ME 04294-4838
Transaction TypeMortgage
Record UpdatedDec 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0042360313
DateSep 29, 2020
Book Page4236/313
Instrument8029
Lender
NameREVERSE MORTGAGE FUNDING LLC
TypeReverse Mortgage Lender
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate2.21%
Type Change DateOct 1, 2021
IndexLIBOR
Margin2

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILTON ME
Property Address46 ORCHARD DR, WILTON, ME 04294-4838
Document Number0042360328
Instrument DateSep 24, 2020
Transaction TypeMortgage
Record UpdatedOct 9, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 ORCHARD DR WILTON ME 042944838, WILTON, ME 04294-4838

Mortgage

Document Number0042360328
DateSep 29, 2020
Book Page004236/000328
Instrument8030
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Franklin County and Wilton Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyFranklin County
County SubdivisionWilton Town
Unified School DistrictRegional School Unit 09 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$997.00 (+2.57%)$45,619 (-) Land $18,858 Building $26,761
2024$972.00 (+4.4%)$45,619 (-) Land $18,858 Building $26,761$277,970
2023$931.00 (+5.2%)$45,619 (-) Land $18,858 Building $26,761
2022$885.00$45,619 Land $18,858 Building $26,761

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWILTON WATER DEPARTMENT
serves 2,800 people · EPA ID ME0091620
Water SourceSurface water
Last State InspectionJun 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Orchard Dr

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