Kershaw County property record for 46 Orchard Dr, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 3,936 sqft · built 2022 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $363,000 (Jun 2022) |
| Tax Bill | $2,143 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Oct 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 347-00-00-053-SKR |
| Primary APN | 347-00-00-053-SKR |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,936 sqft Gross Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Vinyl |
| Lot Area | 14,810 sqft (0.34 acres) |
| Account Number | 651 |
|---|---|
| Street Address | 46 ORCHARD DR |
| City | ELGIN |
| State | SC |
| Zip | 29045-9869 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WALNUT GROVE SUBDIV PHASE 2 LOT 53 |
| Legal Subdivision | WALNUT GROVE SUBDIV |
| Legal Phase | 2 |
| Legal Lot Number | 53 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 970909 |
46 Orchard Dr is owned and occupied by an individual who bought it in June 2022.
Source: Kershaw County records, as of July 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 46 ORCHARD DR, ELGIN, SC 29045-9869 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT |
| Oct 12, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2022 · Amount on File |
| Deed Sale | Jun 17, 2022 · Amount on File |
| Deed Document Number | 20226378 |
| Deed Book / Page | 4763 / 39 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jun 30, 2026 |
| Property Address | 46 ORCHARD DR, ELGIN, SC 29045-9869 |
| Document Number | 0000006308 |
| Book / Page | 5626 / 198 |
| Instrument Date | May 21, 2026 |
| Instrument | 20266308 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 46 ORCHARD DR, ELGIN, SC 29045-9869 |
| Investor | Possibly a Property Investor |
| Document Number | 0000006308, |
|---|---|
| Date | Jun 30, 2026 |
| Book Page | 5626/198 |
| Instrument | 20266308 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 46 ORCHARD DR, ELGIN, SC 29045-9869 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 46 ORCHARD DR, ELGIN, SC 29045-9869 |
| Document Number | 0020238812 |
|---|---|
| Date | Oct 12, 2023 |
| Book Page | 5030/204 |
| Instrument | 2023-8812 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 345 Months |
| Due | Jul 1, 2052 |
The 2025 property tax bill for 46 Orchard Dr was $2,143.
Source: Kershaw County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,143.00 | $363,600 Land $30,000 Building $333,600 | $363,600 |
| 2023 | $1,017.00 | $363,600 Land $30,000 Building $333,600 | $363,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Orchard Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 Orchard Dr is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 70% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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