46 Oakland Ave, Athol, MA 01331 Property Records

Worcester County and Athol Town property record for 46 Oakland Ave, Athol, MA 01331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,025 sqft · built 1968
Lot Size	0.333 acres (14,500 sqft)
Owner	2 Individual Names on File
Last Sale	$162,000 (Aug 2018)
Tax Bill	$3,401 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Aug 2018 Sale & Mortgage
APN	`ATHO M:00029 B:00389 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ATHO M:00029 B:00389 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,025 sqft Living Area
Gross Area	2,781 sqft
Basement Area	1,025 sqft
Unfinished Basement	1,025 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,500 sqft (0.333 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	46 OAKLAND AVE
City	ATHOL
State	MA
Zip	01331-3124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	PREPARED ERIC M & ELAINE V OLS
Legal Block	389
Jurisdiction	ATHOL MA
Township / Civil Division	ATHOL
Census Block Group	3
Census Block	3000
Census Tract	703100

Owner

46 Oakland Ave is owned and occupied by two individuals who bought it in August 2018.

Source: Worcester County and Athol Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	46 OAKLAND AVE, ATHOL, MA 01331-3124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Deed of Trust, Mortgage · USDA Mortgage USDA
Aug 2, 2018	Quit Claim Deed, Transfer FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2018 · Amount on File
Deed Sale	Aug 2, 2018 · Amount on File
Prior Sale	Jan 7, 2011 · Amount on File
Deed Book / Page	59201 / 201
Transfer Doc	059201-201
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHOL MA
Property Address	46 OAKLAND AVE, ATHOL, MA 01331-3124
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069996-259
Date	Dec 15, 2023
Book Page	69996/259
Instrument	104895

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2049

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ATHOL MA
Recording Date	Aug 2, 2018
Property Address	46 OAKLAND AVE, ATHOL, MA 01331-3124
Document Number	59201-201
Book / Page	59201 / 201
Instrument	80222
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22.39
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	46 OAKLAND AVE, ATHOL, MA 01331-3124

Mortgage

Document Number	592010203
Date	Aug 2, 2018
Instrument	59201/0203

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 46 Oakland Ave was $3,401, up 2.6% from the year before.

Source: Worcester County and Athol Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Athol Town
Unified School District	Athol-Royalston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,401.00 (+2.56%)	$268,400 (+2.87%) Land $47,300 Building $221,100	$272,745 (-)
2025	$3,316.00 (+7.04%)	$260,900 (+8.03%) Land $45,500 Building $215,400	$272,745 (+1.99%)
2024	$3,098.00 (+5.16%)	$241,500 (+15.11%) Land $45,500 Building $196,000	$267,425
2023	$2,946.00	$209,800 Land $33,000 Building $176,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 46 Oakland Ave; there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Oakland Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHOL DPW WATER DIVISION serves 10,587 people · EPA ID MA1015000
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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