46 Oak St, #1, Waltham, MA 02453 Property Records

Middlesex County and Waltham City property record for 46 Oak St, #1, Waltham, MA 02453

Property Summary

Property Type	Condominium
Details	4 bd · 2 ba · 2,537 sqft · built 1880
Lot Size	0.154 acres (6,742 sqft)
Owner	2 Individual Names on File
Last Sale	$660,000 (Apr 2021)
Tax Bill	$7,513 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`212601`

Property Details

APN / Parcel Number

Primary APN	`212601`
Alternative APN	`WALT M:070 B:015 L:0013 001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,537 sqft Living Area

Exterior

Year Built	Built 1880
Effective Year Built	Effective 2020
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,742 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	212601
Street Address	46 OAK ST, 1
City	WALTHAM
State	MA
Zip	02453-8623
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	15
Legal Lot Number	13 001
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	2
Census Block	2006
Census Tract	368700

Owner

46 Oak St, #1 is owned by two individuals who bought it in April 2021.

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 OAK ST, 1, WALTHAM, MA 02453-8623
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Condominium Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 14, 2021	Condominium Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2021 · Amount on File
Deed Sale	Apr 15, 2021 · Amount on File
Deed Document Number	202185297
Deed Book / Page	77523 / 530
Record Updated	Oct 29, 2026

April 2021: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WALTHAM MA
Recording Date	Apr 15, 2021
Property Address	46 OAK ST # 1, 1, WALTHAM, MA 02453-8623
Document Number	077523-530
Book / Page	77523 / 530
Instrument Date	Apr 14, 2021
Instrument	85297
Transaction Type	Transfer
Record Updated	Mar 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	46 OAK ST # 1, 1, WALTHAM, MA 02453-8623

Mortgage

Document Number	0000085298
Date	Apr 15, 2021
Instrument	85298

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2021: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WALTHAM MA
Recording Date	Apr 14, 2021
Property Address	46 OAK ST # 1, 1, WALTHAM, MA 02453-8623
Document Number	0077510-57
Book / Page	77510 / 57
Instrument Date	Apr 9, 2021
Instrument	83944
Transaction Type	Transfer
Record Updated	Mar 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 GRANT AVE, BELMONT, MA 02478-1912

Tax Assessment & Valuation

The 2026 property tax bill for 46 Oak St, #1 was $7,513, up 1% from the year before.

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,513.00 (+10.02%)	$728,000 (+4.69%) Building $728,000
2025	$6,829.00 (+3.52%)	$695,400 (+1.62%) Building $695,400	$863,170 (+23.59%)
2024	$6,597.00 (-1.39%)	$684,300 (+5.55%) Building $684,300	$698,440
2023	$6,690.00	$648,300 Building $648,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Oak St, #1 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–2010)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 46 Oak St, #1 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile.

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures