46 Oak Gate Pl, Pleasant Hill, CA 94523 Property Records

Contra Costa County property record for 46 Oak Gate Pl, Pleasant Hill, CA 94523

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,237 sqft · built 2002
Lot Size	0.063 acres (2,745 sqft)
Owner	2 Individual Names on File
Last Sale	$680,000 (Jul 2007)
Tax Bill	$10,923 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`148-490-039-2`

Property Details

APN / Parcel Number

Primary APN	`148-490-039-2`
Alternative APN	`148-490-039`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,237 sqft Living Area
1st Floor Area	849 sqft
2nd Floor Area	1,388 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Cluster
Lot Area	2,745 sqft (0.063 acres)
Garage Type	Attached
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	46 OAK GATE PL
City	PLEASANT HILL
State	CA
Zip	94523-7319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8427 L12
Legal Subdivision	VILLAGE SQUARE II SUB 8427
Legal Tract	8427
Legal Lot Number	12
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2013
Census Tract	324004

Owner

46 Oak Gate Pl is owned by two individuals who acquired it in November 2019.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7908 RUINART CT, VALLEJO, CA 94591-8561
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Dec 3, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage COMMERCE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2007 · Amount on File
Deed Sale	Jul 12, 2007 · Amount on File
Prior Sale	Dec 10, 2002 · Amount on File
Deed Document Number	2007201652
Last Transfer Date	Nov 27, 2019
Transfer Doc	0000216133
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	46 OAK GATE PL, PLEASANT HILL, CA 94523-7319
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 QUAIL CREST DR, WALNUT CREEK, CA 94598-4058

Mortgage

Document Number	0000027291
Date	Jan 28, 2021
Instrument	2021-027291

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 3, 2019
Property Address	46 OAK GATE PL, PLEASANT HILL, CA 94523-7319
Document Number	0000216133
Map Reference	MB 447 PG 1-7
Instrument Date	Nov 27, 2019
Instrument	2019-216133
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	46 OAK GATE PL, PLEASANT HILL, CA 94523-7319

Mortgage

Document Number	0000216134
Date	Dec 3, 2019
Instrument	2019-216134

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 46 Oak Gate Pl was $10,923.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Pleasant Hill City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$911,034 (+2%) Land $426,040 Building $484,994
2025	$10,923.00	$893,172 Land $417,687 Building $475,485
2023	$10,510.00 (+0.83%)	$858,491 Land $401,469 Building $457,022
2022	$10,423.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 46 Oak Gate Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 46 Oak Gate Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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