46 North St, Hatfield, MA 01038 Property Records

Hampshire County and Hatfield Town property record for 46 North St, Hatfield, MA 01038

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,900 sqft · built 1960
Lot Size	0.672 acres (29,272 sqft)
Owner	2 Individual Names on Record
Last Sale	$618,500 (Oct 2025)
Tax Bill	$7,195 (2025)
Deeds & Mortgages	Oct 2025 Sale Nov 2020 Sale & Mortgage + 1 more
APN	`HATF M:0221 B:0123 L:0`

Property Details

APN / Parcel Number

Primary APN	`HATF M:0221 B:0123 L:0`
Alternative APN	`1380`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,900 sqft Living Area
Gross Area	4,694 sqft
1st Floor Area	1,900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,272 sqft (0.672 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1380
Street Address	46 NORTH ST
City	HATFIELD
State	MA
Zip	01038-9748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TC
Legal Block	123
Jurisdiction	HATFIELD MA
Township / Civil Division	HATFIELD
Census Block Group	1
Census Block	1010
Census Tract	821500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Upper Main Street Historic District listed 1994 · 104 contributing resources · NRIS 94000735

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hampshire County and Hatfield Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 NORTH ST, HATFIELD, MA 01038-9748
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Quit Claim Deed, Transfer
Nov 30, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE
Mar 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2025 · Amount on Record
Deed Sale	Oct 16, 2025 · Amount on Record
Prior Sale	Nov 30, 2020 · Amount on Record
Deed Document Number	202517212
Deed Book / Page	15556 / 96
Prior Transfer Date	Oct 8, 2025
Prior Transfer Doc	0015556-96
Record Updated	Oct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HATFIELD MA
Recording Date	Oct 16, 2025
Property Address	46 NORTH ST, HATFIELD, MA 01038-9748
Document Number	0015556-96
Book / Page	15556 / 96
Instrument Date	Oct 8, 2025
Instrument	17212
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	46 NORTH ST, HATFIELD, MA 01038-9748

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HATFIELD MA
Recording Date	Nov 30, 2020
Property Address	46 NORTH ST, HATFIELD, MA 01038-9748
Document Number	13876-39
Book / Page	13876 / 39
Instrument Date	Nov 27, 2020
Instrument	25490
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 BILLERICA AVE #14 # 14, 14, BILLERICA, MA

Mortgage

Document Number	25491
Date	Nov 30, 2020
Instrument	25491

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HATFIELD MA
Property Address	46 NORTH ST, HATFIELD, MA 01038-9748
Document Number	12911-26
Instrument Date	Mar 21, 2018
Transaction Type	Mortgage
Record Updated	Apr 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12911-26
Date	Mar 28, 2018
Book Page	012911/000026
Instrument	5448

Lender

Name	FREEDOM CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 27, 2033

Tax Assessment & Valuation

Source: Hampshire County and Hatfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Hatfield Town
Unified School District	Hatfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,195.00 (+1.28%)	$519,900 (+12.05%) Land $201,400 Building $318,500	$587,290 (-1.15%)
2024	$7,104.00 (+20.02%)	$464,000 (+5.67%) Land $185,300 Building $278,700	$594,130
2023	$5,919.00	$439,100 Land $175,200 Building $263,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (1984)
Most Recent Claim	May 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HATFIELD WATER DEPT serves 3,164 people · EPA ID MA1127000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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