46 Norman Rd, Covington, GA 30014 Property Records

Newton County property record for 46 Norman Rd, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,188 sqft · built 1998
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Sep 2025)
Tax Bill	$2,545 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Nov 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00910-00000-028-C00`

Property Details

APN / Parcel Number

Primary APN	`00910-00000-028-C00`
Alternative APNs	`0091 028C` `30822`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,188 sqft Heated Area
1st Floor Area	1,188 sqft
Basement Area	446 sqft
Finished Basement	446 sqft
Unfinished Basement	451 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2000
Architectural Style	Split Level
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,431 sqft (1.02 acres)
Garage Area	625 sqft

Exterior Amenities

Porch	Slab
Porch Area	42 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	30822
Street Address	46 NORMAN RD
City	COVINGTON
State	GA
Zip	30014-6039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 3 NORMAN RD
Legal Subdivision	MILLER ROAD, NORMAN ROAD, YANCY CIRCLE &
Legal Lot Number	3
Jurisdiction	NEWTON GA
Township / Civil Division	SOUTH NEWTON
Census Block Group	3
Census Block	3008
Census Tract	100802

Owner

46 Norman Rd is owned and occupied by an individual who bought it in September 2025.

Source: Newton County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	46 NORMAN RD, COVINGTON, GA 30014-6039
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Limited Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE
Nov 5, 2024	Warranty Deed, Transfer
Jul 9, 2020	Warranty Deed, Transfer · Conventional Mortgage MILEND
Apr 10, 2017	Deed of Trust, Mortgage · Conventional with PMI GEORGIA UNITED CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2025 · Amount on File
Deed Sale	Sep 29, 2025 · Amount on File
Prior Sale	Nov 5, 2024 · Amount on File
Deed Book / Page	4766 / 321
Record Updated	Oct 29, 2026

September 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Sep 29, 2025
Property Address	46 NORMAN RD, COVINGTON, GA 30014-6039
Document Number	0047660321
Book / Page	4766 / 321
Instrument Date	Sep 19, 2025
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 NORMAN RD, COVINGTON, GA 30014-6039

Mortgage

Document Number	0004766324
Date	Sep 29, 2025
Instrument	4766/324

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2055

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Nov 5, 2024
Property Address	46 NORMAN RD, COVINGTON, GA 30014-6039
Document Number	0046720355
Book / Page	4672 / 355
Instrument Date	Oct 25, 2024
Instrument	D2024-011740
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 NORMAN RD, COVINGTON, GA 30014-6039
Investor	Possibly a Property Investor

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Jul 9, 2020
Property Address	46 NORMAN RD, COVINGTON, GA 30014-6039
Document Number	0040320496
Book / Page	004032 / 000496
Instrument Date	Jul 7, 2020
Instrument	9147
Transaction Type	Transfer
Record Updated	Aug 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 NORMAN RD COVINGTON GA 300146039, COVINGTON, GA 30014-6039

Mortgage

Document Number	40320497
Date	Jul 9, 2020
Book Page	004032/000497
Instrument	9148

Lender

Name	MILEND
Address	ALPHARETTA, GA 30009

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	46 NORMAN RD, COVINGTON, GA 30014-6039
Document Number	0035550478
Book / Page	003555 / 000478
Instrument Date	Apr 10, 2017
Transaction Type	Mortgage
Record Updated	May 2, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 NORMAN RD COVINGTON GA 300146039, COVINGTON, GA 30014-6039

Mortgage

Document Number	0035550478
Date	Apr 21, 2017
Book Page	003555/000478
Instrument	4409

Lender

Name	GEORGIA UNITED CU
Type	Credit Union
Address	DULUTH, GA 30097

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 46 Norman Rd was $2,545, up 22.2% from the year before.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,545.00 (+22.24%)	$102,280 (+24.43%) Land $13,320 Building $88,960	$255,700 (+24.43%) Land $33,300 Building $222,400
2024	$2,082.00	$82,200 (+17.77%) Land $11,520 Building $70,680	$205,500 (+17.77%) Land $28,800 Building $176,700
2023		$69,800 Land $8,080 Building $61,720	$174,500 Land $20,200 Building $154,300
2022	$1,904.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 46 Norman Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2021–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Norman Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Xfinity.

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