46 Nichter Rd, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 46 Nichter Rd, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,174 sqft · built 2014
Lot Size	1.6 acres (69,696 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Oct 2014)
Tax Bill	$9,113 (2026)
Deeds & Mortgages	Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`145289 105.00-2-22.12`

Property Details

APN / Parcel Number

Primary APN	`145289 105.00-2-22.12`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,174 sqft Living Area
1st Floor Area	1,068 sqft
2nd Floor Area	1,106 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	69,696 sqft (1.6 acres)
Lot Dimensions	858 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	145 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	46 NICHTER RD
City	LANCASTER
State	NY
Zip	14086-9708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Subdivision	HOLLAND LAND COMPANY SURVEY
Legal Block	2
Legal Lot Number	22.120
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1027
Census Tract	14204

Owner

46 Nichter Rd is owned and occupied by two individuals who bought it in October 2014.

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 NICHTER RD, LANCASTER, NY 14086-9708
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2014 · Amount on File
Deed Sale	Oct 24, 2014 · Amount on File
Prior Sale	May 22, 2014 · Amount on File
Deed Book / Page	11271 / 1458
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	46 NICHTER RD, LANCASTER, NY 14086-9708
Document Number	0138169248
Book / Page	013816 / 009248
Instrument Date	Jun 30, 2017
Transaction Type	Mortgage
Record Updated	Sep 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	46 NICHTER RD LANCASTER NY 140869708, LANCASTER, NY 14086-9708

Mortgage

Document Number	0138169248
Date	Jun 30, 2017
Book Page	013816/009248

Lender

Name	STEUBEN TR CO
Type	Bank
Address	HORNELL, NY 14843

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 29, 2032

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

The 2026 property tax bill for 46 Nichter Rd was $9,113 with a homeowner's exemption, up 1.9% from the year before.

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,113.00 (+1.92%) Homeowner's exemption
2025	$8,941.00 (+1.96%)	$321,000 (-) Land $53,600 Building $267,400	$501,563 (+12.51%) Land $83,750 Building $417,813
2024	$8,769.00 Homeowner's exemption	$321,000 (-) Land $53,600 Building $267,400	$445,800 (+4.16%) Land $74,439 Building $371,361
2023	Homeowner's exemption	$321,000 Land $53,600 Building $267,400	$428,000 Land $71,467 Building $356,533

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Nichter Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Nichter Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA LANCASTER serves 29,018 people · EPA ID NY1400421
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20