46 Nelson St, Clay, KY 42404 Property Records

Webster County property record for 46 Nelson St, Clay, KY 42404

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,778 sqft · built 1997
Owner2 Individual Names on Record
Last Sale$7,000 (Jan 1997)
Tax Bill$1,117 (2025)
Flood ZoneZone X (minimal risk)
APN023-015-039

Property Details

APN / Parcel Number

Primary APN023-015-039
Alternative APNs
  • 5328
  • 711
  • 717

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,778 sqft Finished Area
Family RoomFamily Room

Exterior

Year BuiltBuilt 1997
Exterior MaterialBrick Veneer
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area156 sqft
Patio Area148 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number717
Street Address46 NELSON ST
CityCLAY
StateKY
Zip42404-2250
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & LOT
JurisdictionWEBSTER KY
Township / Civil DivisionCLAY
Census Block Group2
Census Block2096
Census Tract960300

Owner

Source: Webster County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address46 NELSON ST, CLAY, KY 42404-2250
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 1, 1997 · Amount on Record
Deed SaleJan 1, 1997 · Amount on Record
Deed Document Number0000226524
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Webster County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityClay City
CountyWebster County
Unified School DistrictWebster County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,117.00 (+13.4%) Homeowner's exemption$148,700 (+11.3%)$148,700 (+11.3%)
2023$985.00 Homeowner's exemption$133,600$133,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2016)
Most Recent ClaimApr 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLAY WATER WORKS
serves 1,287 people · EPA ID KY1170073
Water SourcePurchased surface water from WEBSTER CO WATER DISTRICT
Last State InspectionJun 2023
Lead12 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2020
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Nelson St

Nearby Streets

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