46 Needle Cast Ln, Inlet Beach, FL 32461 Property Records

Walton County property record for 46 Needle Cast Ln, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,827 sqft · built 2022
Lot Size	0.261 acres (11,369 sqft)
Owner	2 Company Names on Record
Last Sale	$2,265,000 (Apr 2026)
Tax Bill	$15,196 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-3S-18-16242-000-0030`

Property Details

APN / Parcel Number

Primary APN	`25-3S-18-16242-000-0030`
Alternative APN	`25-318-16242-000-0030`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,827 sqft Living Area
Gross Area	5,501 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	11,369 sqft (0.261 acres)
Lot Dimensions	140 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	506 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	46 NEEDLE CAST LN
City	INLET BEACH
State	FL
Zip	32461-7439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BWSPVC
Legal Description	LOT 3 STILLWATER AT WATERSOUND PH 3 PB 21-84 OR 3110-97 OR 3167-2862 OR 3328-3384
Legal Range	018
Legal Township	03S
Legal Section	25
Legal Subdivision	WATERSOUND PH 3
Legal Phase	3
Legal Lot Number	3
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2019
Census Tract	950610

Owner

Source: Walton County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	46 NEEDLE CAST LN, INLET BEACH, FL 32461-7439
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2026 · Amount on Record
Deed Sale	Apr 17, 2026 · Amount on Record
Prior Sale	Nov 4, 2020 · Amount on Record
Deed Document Number	202615326
Deed Book / Page	3394 / 4766
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 17, 2026
Property Address	46 NEEDLE CAST LN, INLET BEACH, FL 32461-7439
Document Number	0033944766
Book / Page	3394 / 4766
Instrument Date	Apr 13, 2026
Instrument	2026.15326
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	30A TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,601,355.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	46 NEEDLE CAST LN, INLET BEACH, FL 32461-7439
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015327,
Date	Apr 17, 2026
Book Page	3394/4768
Instrument	2026.15327

Lender

Name	WINTRUST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,196.00 (+1.03%)	$1,720,389 (+5.16%) Land $302,500 Building $1,417,889	$1,720,389 (+5.16%) Land $302,500 Building $1,417,889
2024	$15,041.00 (+3.62%)
2023	$14,516.00 (+479.48%) Homeowner's exemption	$1,635,939 (+387.21%) Land $302,500 Building $1,333,439	$1,635,939 (+387.21%) Land $302,500 Building $1,333,439
2022	$2,505.00	$335,775 Land $335,775	$335,775 Land $335,775

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 412 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	412 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Fiber	1,000 / 50
T-Mobile Fixed Wireless	100 / 20