46 Needham St, Norfolk, MA 02056 Property Records

Norfolk County and Norfolk Town property record for 46 Needham St, Norfolk, MA 02056

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,405 sqft · built 1956
Lot Size2 acres (87,233 sqft)
Owner2 Individual Names on Record
Last Sale$485,000 (Aug 2014)
Tax Bill$11,554 (2026)
Deeds & MortgagesMar 2021 Refinance
Mar 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN1&1A-2A-3A

Property Details

APN / Parcel Number

Primary APN1&1A-2A-3A
Alternative APN
  • NORF M:0021 B:0057 L:0067

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,405 sqft Living Area
Gross Area6,078 sqft
Basement Area960 sqft
Unfinished Basement960 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area87,233 sqft (2 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number1 & 1A-2A-3A
Street Address46 NEEDHAM ST
CityNORFOLK
StateMA
Zip02056-1624
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Block57
Legal Lot Number67
JurisdictionNORFOLK MA
Township / Civil DivisionNORFOLK
Census Block Group4
Census Block4011
Census Tract409101

Owner

Source: Norfolk County and Norfolk Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address46 NEEDHAM ST, NORFOLK, MA 02056-1624
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
NEEDHAM BANK
Mar 17, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
NEEDHAM BANK
May 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
NEEDHAM BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2014 · Amount on Record
Deed SaleAug 27, 2014 · Amount on Record
Prior SaleApr 28, 1992 · Amount on Record
Deed Book / Page32504 / 329
Transfer Doc032504-329
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORFOLK MA
Property Address46 NEEDHAM ST, NORFOLK, MA 02056-1624
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number039147-377
DateMar 17, 2021
Book Page39147/377
Instrument34937
Lender
NameNEEDHAM BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORFOLK MA
Property Address46 NEEDHAM ST, NORFOLK, MA 02056-1624
Transaction TypeMortgage
Record UpdatedMay 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39147-377
DateMar 17, 2021
Book Page39147/377
Instrument34937
Lender
NameNEEDHAM BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORFOLK MA
Property Address46 NEEDHAM ST, NORFOLK, MA 02056-1624
Document Number37874-162
Instrument DateMay 11, 2020
Transaction TypeMortgage
Record UpdatedJun 25, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address46 NEEDHAM ST NORFOLK MA 020561624, NORFOLK, MA 02056-1624

Mortgage

Document Number37874-162
DateMay 15, 2020
Book Page037874/000162
Instrument44189
Lender
NameNEEDHAM BK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 14, 2050

Tax Assessment & Valuation

Source: Norfolk County and Norfolk Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNorfolk Town
Secondary School DistrictKing Philip School District (07 - 12)
Elementary School DistrictNorfolk School District (PK - 06)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,554.00 (-3.29%)$777,000 (+3.86%) Land $298,100 Building $478,900$762,185 (-0.05%)
2025$11,947.00 (+1.78%)$748,100 (-0.77%) Land $241,500 Building $506,600$762,565
2024$11,738.00 (+8.59%)$753,900 (+14.45%) Land $253,100 Building $500,800
2023$10,809.00$658,700 Land $253,100 Building $405,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORFOLK WATER DIVISION
serves 7,602 people · EPA ID MA2208000
Water SourceGroundwater
Last State InspectionApr 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
1,200 / 35

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