Worcester County and Lunenburg Town property record for 46 Natick St, Lunenburg, MA 01462
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,033 sqft · built 1941 |
| Lot Size | 0.309 acres (13,460 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $199,900 (Sep 2017) |
| Tax Bill | $4,269 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Oct 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1620980012900000 |
| Primary APN | 1620980012900000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,033 sqft Living Area |
| Gross Area | 1,192 sqft |
| 1st Floor Area | 1,033 sqft |
| Basement Area | 900 sqft |
| Unfinished Basement | 900 sqft |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,460 sqft (0.309 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1620980012900000 |
|---|---|
| Street Address | 46 NATICK ST |
| City | LUNENBURG |
| State | MA |
| Zip | 01462-2404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 129 |
| Jurisdiction | LUNENBURG MA |
| Township / Civil Division | LUNENBURG |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 712101 |
Source: Worcester County and Lunenburg Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 46 NATICK ST, LUNENBURG, MA 01462-2404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) USA RURAL HOUSING |
| Oct 26, 2022 | Deed of Trust, Mortgage · Line of Credit NORTHROP GRUMMAN FCU |
| Feb 4, 2025 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) USA RURAL HOUSING |
| Sep 19, 2017 | Quit Claim Deed, Transfer MERRIMACK MTG CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2017 · Amount on Record |
| Deed Sale | Sep 19, 2017 · Amount on Record |
| Prior Sale | Apr 5, 2017 · Amount on Record |
| Deed Book / Page | 8915 / 170 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUNENBURG MA |
| Property Address | 46 NATICK ST, LUNENBURG, MA 01462-2404 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010374-226 |
|---|---|
| Date | Jul 14, 2022 |
| Book Page | 10374/226 |
| Instrument | 12616 |
| Name | USA RURAL HOUSING |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUNENBURG MA |
| Property Address | 46 NATICK ST, LUNENBURG, MA 01462-2404 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010451-186 |
|---|---|
| Date | Oct 26, 2022 |
| Book Page | 10451/186 |
| Instrument | 19313 |
| Name | NORTHROP GRUMMAN FCU |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2037 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUNENBURG MA |
| Property Address | 46 NATICK ST, LUNENBURG, MA 01462-2404 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010927-320 |
|---|---|
| Date | Feb 4, 2025 |
| Book Page | 10927/320 |
| Instrument | 1421 |
| Name | USA RURAL HOUSING |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 265 Months |
| Due | Mar 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUNENBURG MA |
| Recording Date | Sep 19, 2017 |
| Property Address | 46 NATICK ST, LUNENBURG, MA 01462-2404 |
| Document Number | 8915-170 |
| Book / Page | 8915 / 170 |
| Instrument | 16867 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $27.33 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 NATICK ST, LUNENBURG, MA 01462-2404 |
| Document Number | 89150173 |
|---|---|
| Date | Sep 19, 2017 |
| Instrument | 08915/0173 |
| Name | MERRIMACK MTG CO |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 19, 2047 |
Source: Worcester County and Lunenburg Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Lunenburg Town |
| Unified School District | Lunenburg School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,269.00 (+15.07%) | $297,300 (+13%) Land $108,800 Building $188,500 | $333,260 (+7.97%) |
| 2024 | $3,710.00 (+16.78%) | $263,100 (+21.08%) Land $102,600 Building $160,500 | $308,655 |
| 2023 | $3,177.00 | $217,300 Land $92,200 Building $125,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUNENBURG WATER DISTRICT serves 7,219 people · EPA ID MA2162000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2026 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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