46 Nancy St, New Bedford, MA 02745 Property Records

Bristol County and New Bedford City property record for 46 Nancy St, New Bedford, MA 02745

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,152 sqft · built 1985
Lot Size	0.257 acres (11,195 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Nov 1999)
Tax Bill	$5,209 (2025)
Deeds & Mortgages	Oct 2021 Refinance Oct 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:0132=E L:0086`

Property Details

APN / Parcel Number

Primary APN	`M:0132=E L:0086`
Alternative APNs	`NEWB M:0132-E L:0086` `NWBF M:0132-E L:0086` `21404`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	2,476 sqft
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,195 sqft (0.257 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	21404
Street Address	46 NANCY ST
City	NEW BEDFORD
State	MA
Zip	02745-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	86
Jurisdiction	NEW BEDFORD MA
Township / Civil Division	NEW BEDFORD
Census Block Group	3
Census Block	3014
Census Tract	650102

Owner

Source: Bristol County and New Bedford City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	46 NANCY ST, NEW BEDFORD, MA 02745-1112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FALL RIVER FIVE CENTS SAVINGS BANK
Oct 23, 2018	Deed of Trust, Mortgage · Line of Credit FALL RIVER FIVE CENTS SAVINGS BANK
Jun 4, 2019	Deed of Trust, Mortgage · Balloon Mortgage FALL RIVER FIVE CENTS SAVINGS BANK
Mar 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FALL RIVER FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 1999 · Amount on Record
Deed Sale	Nov 5, 1999 · Amount on Record
Prior Sale	Feb 28, 1989 · Amount on Record
Deed Book / Page	4554 / 103
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW BEDFORD MA
Property Address	46 NANCY ST, NEW BEDFORD, MA 02745-1112
Transaction Type	Mortgage
Record Updated	Nov 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	14067-1
Date	Oct 25, 2021
Book Page	14067/1
Instrument	31579

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW BEDFORD MA
Property Address	46 NANCY ST, NEW BEDFORD, MA 02745-1112
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12608-123
Date	Oct 23, 2018
Book Page	12608/123
Instrument	24468

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2038

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW BEDFORD MA
Property Address	46 NANCY ST, NEW BEDFORD, MA 02745-1112
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12813-335
Date	Jun 4, 2019
Book Page	12813/335
Instrument	11684

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2039

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW BEDFORD MA
Property Address	46 NANCY ST, NEW BEDFORD, MA 02745-1112
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13164-93
Date	Mar 30, 2020
Book Page	13164/93
Instrument	7472

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Bristol County and New Bedford City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	New Bedford City
Unified School District	New Bedford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,209.00 (+7.29%)	$460,600 (+13.84%) Land $144,900 Building $315,700	$413,155 (+0.14%)
2024	$4,855.00 (-7.58%)	$404,600 (+10.07%) Land $135,800 Building $268,800	$412,585
2023	$5,253.00	$367,600 Land $115,400 Building $252,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2001–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BEDFORD DPI serves 101,079 people · EPA ID MA4201000
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

Nearby Properties on Nancy St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures