Webster County property record for 46 N Walnut St, Red Cloud, NE 68970
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,064 sqft · built 1953 |
| Lot Size | 0.652 acres (28,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $18,000 (Apr 2014) |
| Tax Bill | $559 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jul 2025 Sale + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000144800 |
| Primary APN | 000144800 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Basement Area | 1,512 sqft |
| Finished Basement | 864 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 28,400 sqft (0.652 acres) |
| Lot Dimensions | 142 ft deep x 200 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 168 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 46 N WALNUT ST |
|---|---|
| City | RED CLOUD |
| State | NE |
| Zip | 68970-2627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01-SINGLE |
| Legal Description | LOTS 17-24 BLOCK 5 GARBER'S ADDITION REDCLOUD |
| Legal Range | 11 |
| Legal Township | 01 |
| Legal Section | 00 |
| Legal Subdivision | GARBER'S ADD |
| Legal Block | 5 |
| Legal Lot Number | 17-24 |
| Jurisdiction | WEBSTER NE |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1117 |
| Census Tract | 965100 |
Source: Webster County records · APN 000144800
Assessment roll updated March 3, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 46 N WALNUT ST, RED CLOUD, NE 68970-2627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HERITAGE BANK |
| Jul 21, 2025 | Warranty Deed, Transfer |
| Apr 11, 2014 | Quit Claim Deed, Transfer Quitclaim |
| Apr 11, 2014 | Warranty Deed, Transfer · Line of Credit HERITAGE BANK |
| Apr 11, 2014 | Warranty Deed, Transfer |
| May 01, 2013 | Warranty Deed, Transfer WEBSTER COUNTY BANK |
| Jul 28, 2005 | Personal Representative Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 11, 2014 · Amount on Record |
| Deed Sale | Apr 11, 2014 · Amount on Record |
| Prior Sale | May 01, 2013 · Amount on Record |
| Deed Book / Page | 2014 / 773 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBSTER NE |
| Recording Date | Jul 28, 2026 |
| Property Address | 46 N WALNUT ST, RED CLOUD, NE 68970-2627 |
| Document Number | 2026002057 |
| Book / Page | 2026 / 2057 |
| Instrument Date | Jul 28, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 46 N WALNUT ST, RED CLOUD, NE 68970-2627 |
| Document Number | 2026002057, |
|---|---|
| Date | Jul 28, 2026 |
| Book Page | 2026/2057 |
| Name | HERITAGE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WEBSTER NE |
| Recording Date | Jul 21, 2025 |
| Property Address | 46 N WALNUT ST, RED CLOUD, NE 68970-2627 |
| Document Number | 02025/1561 |
| Book / Page | 2025 / 1561 |
| Instrument Date | Jul 16, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $15.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WEBSTER NE |
| Recording Date | Apr 11, 2014 |
| Property Address | 46 N WALNUT ST, RED CLOUD, NE 68970-2627 |
| Document Number | 02014/0771 |
| Book / Page | 2014 / 0771 |
| Instrument Date | Mar 24, 2014 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WEBSTER NE |
| Recording Date | Apr 11, 2014 |
| Property Address | 46 N WALNUT ST, RED CLOUD, NE 68970-2627 |
| Document Number | 02014/0773 |
| Book / Page | 2014 / 0773 |
| Instrument Date | Mar 24, 2014 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Document Number | 0002014775 |
|---|---|
| Date | Apr 11, 2014 |
| Instrument | 2014/775 |
| Name | HERITAGE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WEBSTER NE |
| Recording Date | Apr 11, 2014 |
| Property Address | 46 N WALNUT ST, RED CLOUD, NE 68970-2627 |
| Document Number | 02014/0772 |
| Book / Page | 2014 / 0772 |
| Instrument Date | Mar 24, 2014 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WEBSTER NE |
| Recording Date | May 01, 2013 |
| Property Address | 46 N WALNUT ST, RED CLOUD, NE 68970-2627 |
| Document Number | 02013/1268 |
| Book / Page | 2013 / 1268 |
| Instrument Date | May 01, 2013 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $56.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Investor | Possibly a Property Investor |
| Document Number | 0020131269 |
|---|---|
| Date | May 01, 2013 |
| Instrument | 2013/1269 |
| Name | WEBSTER COUNTY BANK |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | WEBSTER NE |
| Recording Date | Jul 28, 2005 |
| Property Address | 46 N WALNUT ST, RED CLOUD, NE 68970-2627 |
| Document Number | 02005/1659 |
| Book / Page | 2005 / 1659 |
| Instrument Date | Jul 24, 2005 |
| Instrument | 2005-01659 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $63.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
Source: Webster County records · Assessment roll updated March 3, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Webster County |
| Municipality | Red Cloud City |
| Unified School District | Red Cloud Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $559.00 (-17.55%) | $49,160 (+8.31%) Land $5,100 Building $44,060 | $49,160 (+8.31%) Land $5,100 Building $44,060 |
| 2023 | $678.00 | $45,390 Land $2,735 Building $42,655 | $45,390 Land $2,735 Building $42,655 |
Source: FEMA National Flood Hazard Layer as of May 16, 2008 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2019 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of Nebraska |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Great Plains Communications Fiber | 2,000 / 2,000 |
| Vyve Broadband Cable | 2,000 / 100 |
May also be available: AMG Technology Investment Group, NE Colorado Cellular.
Based on FCC filings for 101 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF RED CLOUD serves 991 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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