Volusia County property record for 46 N St Andrews Dr, Ormond Beach, FL 32174 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,634 sqft · built 1964 |
| Lot Size | 0.325 acres (14,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $309,000 (Feb 2018) |
| Tax Bill | $3,504 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage May 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3242-10-09-0140 |
| Primary APN | 3242-10-09-0140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,634 sqft Living Area |
| 1st Floor Area | 2,634 sqft |
| Flooring | Combination, Other |
| Interior Walls | Plaster |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,200 sqft (0.325 acres) |
| Lot Dimensions | 142 ft deep x 100 ft wide |
| Garage Area | 436 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 77 sqft |
| Patio Area | 77 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3000587.0 |
|---|---|
| Old Parcel Number | 32134210090140 |
| Street Address | 46 N ST ANDREWS DR |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-3839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 BLK 9 TOMOKA OAKS COUNTRY CLUB ESTS UNIT 1 MB 25 PGS 58-59 INC PER OR 3706 PG 4652 PER OR 6305 PGS 1928-1929 INC PER |
| Legal Range | 32E |
| Legal Township | 13S |
| Legal Section | 42 |
| Legal Subdivision | TOMOKA |
| Legal Tract | 10 |
| Legal Block | 9 |
| Legal Lot Number | 14 |
| Legal Unit | 1 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | ORMOND BEACH |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 80807 |
Source: Volusia County records · APN 3242-10-09-0140
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3839 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| May 25, 2017 | Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK |
| Feb 20, 2018 | Warranty Deed, Transfer · Conventional Mortgage PRIME LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 20, 2018 · Amount on Record |
| Deed Sale | Feb 20, 2018 · Amount on Record |
| Prior Sale | Dec 17, 2008 |
| Deed Document Number | 2018-034330 |
| Deed Book / Page | 7509 / 2911 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 46 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3839 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 46 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3839 |
| Document Number | 0081484349 |
|---|---|
| Date | Nov 03, 2021 |
| Book Page | 8148/4349 |
| Instrument | 2021-264871 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 46 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3839 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0074023800 |
|---|---|
| Date | May 25, 2017 |
| Book Page | 7402/3800 |
| Instrument | 2017-103998 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Feb 20, 2018 |
| Property Address | 46 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3839 |
| Document Number | 0075092911 |
| Book / Page | 007509 / 002911 |
| Instrument Date | Feb 16, 2018 |
| Instrument | 34330 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2018 |
| Title Company | PROFESSIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,163.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 46 N ST ANDREWS DR ORMOND BEACH FL 321743839, ORMOND BEACH, FL 32174-3839 |
| Document Number | 75092913 |
|---|---|
| Date | Feb 20, 2018 |
| Book Page | 007509/002913 |
| Instrument | 34331 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 19, 2048 |
Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,504.00 (+16.57%) Homeowner's exemption | $239,334 (+5.99%) | $344,277 (-7.56%) Land $57,680 Building $286,597 |
| 2023 | $3,006.00 (+3.3%) Homeowner's exemption | $225,815 (+3%) | $372,450 (+6.41%) Land $67,980 Building $304,470 |
| 2022 | $2,910.00 Homeowner's exemption | $219,238 | $350,014 Land $67,980 Building $282,034 |
Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 66% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 342 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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