St. Joseph County property record for 46 N Main St, Three Rivers, MI 49093
| Property Type | Commercial |
|---|---|
| Details | 3,920 sqft |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Company Name on Record |
| Last Sale | $26,500 (Mar 2023) |
| Tax Bill | $3,196 (2025) |
| Deeds & Mortgages | Mar 2023 Sale Oct 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-199-021-00 |
| Primary APN | 051-199-021-00 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,920 sqft Total Area |
| Fire Resistance | Wood or Wood & Steel Frame |
|---|---|
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 180 ft deep x 20 ft wide |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 46 N MAIN ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-1532 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | B-3 |
| Legal Description | S 21 FT OF N 73 FT 3 IN OF LOT 7. PAR. OF LAND IN NW 1/4 OF SE 1/4 SEC 18 T6S R11W. CITY OF THREE RIVERS. WESTLY SIDE OF N. M |
| Legal Range | 11W |
| Legal Township | 06S |
| Legal Section | 18 |
| Legal Subdivision | CITY OF THREE RIVERS |
| Legal Lot Number | 7 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 40100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Downtown Three Rivers Commercial Historic District listed 1982 · 47 contributing resources · NRIS 82004472 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: St. Joseph County records, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 34 1/2 N MAIN ST, THREE RIVERS, MI 49093-1532 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 15, 2023 | Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Oct 7, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 15, 2023 · Amount on Record |
| Deed Sale | Mar 15, 2023 · Amount on Record |
| Deed Document Number | 20231712 |
| Prior Transfer Date | Oct 5, 2021 |
| Prior Transfer Doc | 2021010139 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Mar 15, 2023 |
| Property Address | 46 N MAIN ST, THREE RIVERS, MI 49093-1532 |
| Document Number | 2023001712 |
| Instrument Date | Mar 14, 2023 |
| Instrument | 2023001712 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $198.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7310 LOVERS LANE, THREE RIVERS, MI 49093 |
| Name | Verified Name |
|---|---|
| Address | 34 1 2 NORTH MAIN ST, THREE RIVERS, MI 49093 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Oct 7, 2021 |
| Property Address | 46 N MAIN ST, THREE RIVERS, MI 49093-1532 |
| Document Number | 2021010139 |
| Instrument Date | Oct 5, 2021 |
| Instrument | 2021010139 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7310 LOVERS LN, PORTAGE, MI 49002-4434 |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $54,100 (-3.39%) Land $4,100 Building $50,000 | $108,200 (-3.39%) Land $8,200 Building $100,000 | |
| 2025 | $3,196.00 (+135.35%) | $56,000 (+8.32%) Land $4,000 Building $52,000 | $112,000 (+8.32%) Land $8,000 Building $104,000 |
| 2023 | $51,700 Land $3,200 Building $48,500 | $103,400 Land $6,400 Building $97,000 | |
| 2022 | $1,358.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1982–2020) |
| Most Recent Claim | May 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: Spectrum.
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