46 N Laurel Ln, Brevard, NC 28712 Property Records

Transylvania County property record for 46 N Laurel Ln, Brevard, NC 28712

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,473 sqft · built 1954
Lot Size	0.61 acres (26,402 sqft)
Owner	2 Individual Names on File
Last Sale	$111,500 (Nov 1999)
Tax Bill	$2,153 (2026)
Deeds & Mortgages	Jan 2024 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8585-48-6655-000`

Property Details

APN / Parcel Number

Primary APN	`8585-48-6655-000`
Alternative APN	`70379900`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,473 sqft Heated Area
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	26,402 sqft (0.61 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	70379900
Street Address	46 N LAUREL LN
City	BREVARD
State	NC
Zip	28712-4300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LAUREL LANE
Legal Subdivision	AZURE LURE PARK SUBDIVISION
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	BREVARD
Census Block Group	2
Census Block	2001
Census Tract	960302

Owner

46 N Laurel Ln is owned and occupied by two individuals who acquired it in December 2015.

Source: Transylvania County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 N LAUREL LN, BREVARD, NC 28712-4300
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Sep 30, 2021	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 1999 · Amount on File
Deed Sale	Nov 1, 1999 · Amount on File
Deed Book / Page	456 / 450
Last Transfer Date	Dec 18, 2015
Transfer Doc	0007510148
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	46 N LAUREL LN, BREVARD, NC 28712-4300
Transaction Type	Mortgage
Record Updated	Jan 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 N LAUREL LN, BREVARD, NC 28712-4300

Mortgage

Document Number	0011020429
Date	Jan 8, 2024
Book Page	1102/429
Instrument	2024000098

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 28, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	46 N LAUREL LN, BREVARD, NC 28712-4300
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 N LAUREL LN, BREVARD, NC 28712-4300

Mortgage

Document Number	0010030743
Date	Sep 30, 2021
Book Page	1003/743
Instrument	2021007466

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount on Record

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	46 N LAUREL LN, BREVARD, NC 28712-4300
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009620410
Date	Jan 26, 2021
Book Page	962/410
Instrument	2021000632

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 46 N Laurel Ln was $2,153.

Source: Transylvania County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Brevard City
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,153.00	$524,690 (-) Land $125,000 Building $399,690	$524,690 (-) Land $125,000 Building $399,690
2025	$2,153.00	$524,690 Land $125,000 Building $399,690	$524,690 Land $125,000 Building $399,690
2023	$1,568.00	$259,910 Land $125,000 Building $134,910	$259,910 Land $125,000 Building $134,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 N Laurel Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 N Laurel Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BREVARD serves 11,336 people · EPA ID NC0188010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable · Fiber in parts of the area	2,000 / 200
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Vyve Broadband.

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