46 Mountain Trce, Cherry Log, GA 30522 Property Records

Fannin County property record for 46 Mountain Trce, Cherry Log, GA 30522

Property Summary

Property Type	Rural Home
Details	2 ba · 1,828 sqft · built 1977
Lot Size	78.6 acres (3,427,301 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,295,275 (Apr 2026)
Tax Bill	$2,800 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2018 Mortgage + 10 more
Flood Zone	Zone X (minimal risk)
APN	`0036 011`

Property Details

APN / Parcel Number

Primary APN	`0036 011`
Alternative APN	`6192`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,828 sqft Heated Area
1st Floor Area	1,828 sqft
Basement Area	1,444 sqft
Unfinished Basement	1,444 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,427,301 sqft (78.6 acres)
Terrain	Rolling

Exterior Amenities

Porch	Porch
Porch Area	164 sqft
Deck Area	64 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6192
Street Address	46 MOUNTAIN TRCE
City	CHERRY LOG
State	GA
Zip	30522-3400
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RURAL
Legal Description	7-1 LL286,287,290,291,323 DB1392-707* 78.68
Legal Subdivision	ELMER B VAN ORSDAL
Jurisdiction	FANNIN GA
Township / Civil Division	MORGANTON
Census Block Group	4
Census Block	4040
Census Tract	50500

Owner

Source: Fannin County records, as of June 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	0 MOUNTAIN LOT 21, 21, CHERRY LOG, GA 30522
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK
Oct 5, 2018	Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK
Apr 30, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PROSPERITY HOME MORTGAGE
Nov 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO
Apr 28, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE
Apr 30, 2026	Warranty Deed, Transfer
Nov 19, 2025	Warranty Deed, Transfer
Nov 19, 2025	Warranty Deed, Transfer
Jun 23, 2023	Quit Claim Deed, Transfer Quitclaim
Feb 17, 2023	Warranty Deed, Transfer
Sep 1, 2022	Limited Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL
Apr 1, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Prior Sale	Apr 28, 2026 · Amount on Record
Deed Book / Page	1700 / 406
Prior Transfer Date	Jun 23, 2023
Prior Transfer Doc	001561/336
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	46 MOUNTAIN TRCE, CHERRY LOG, GA 30522-3400
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 BLACK ANKLE CREEK RD

Mortgage

Document Number	0000001411/0000000220
Date	Mar 11, 2021
Book Page	0000001411/0000000220

Lender

Name	JP MORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	46 MOUNTAIN TRCE, CHERRY LOG, GA 30522-3400
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 BLACK ANKLE CREEK RD, CHERRY LOG, GA 30522-3317

Mortgage

Document Number	0000001270/0000000100
Date	Oct 5, 2018
Book Page	0000001270/0000000100

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2043

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	46 MOUNTAIN TRCE, CHERRY LOG, GA 30522-3400
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	770 GROVE BND, DECATUR, GA 30030-2706

Mortgage

Document Number	0000001423/0000000752
Date	Apr 30, 2021
Book Page	0000001423/0000000752
Instrument	002611670016

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	46 MOUNTAIN TRCE, CHERRY LOG, GA 30522-3400
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	770 GROVE BND, DECATUR, GA 30030-2706

Mortgage

Document Number	0000001465/0000000731
Date	Nov 10, 2021
Book Page	0000001465/0000000731
Instrument	002687240028

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Dec 1, 2020

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Apr 28, 2026
Property Address	46 MOUNTAIN TRCE, CHERRY LOG, GA 30522-3400
Document Number	001699/779
Book / Page	1699 / 779
Instrument Date	Apr 19, 2026
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1700000001,
Date	Apr 28, 2026
Book Page	1700/1

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Apr 30, 2026
Property Address	46 MOUNTAIN TRCE, CHERRY LOG, GA 30522-3400
Document Number	001700/406
Book / Page	1700 / 406
Instrument Date	Apr 14, 2026
Transaction Type	Transfer
Record Updated	Jun 15, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 DRY BRANCH RD, BLUE RIDGE, GA 30513-6057

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Nov 19, 2025
Property Address	46 MOUNTAIN TRCE, CHERRY LOG, GA 30522-3400
Document Number	001676/425
Book / Page	1676 / 425
Instrument Date	Nov 14, 2025
Transaction Type	Transfer
Record Updated	Jan 5, 2026

Transaction

Amount	Amount Recorded
Tax	$11.27
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 MOUNTAIN TRCE, CHERRY LOG, GA 30522-3398

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Nov 19, 2025
Property Address	46 MOUNTAIN TRCE, CHERRY LOG, GA 30522-3400
Document Number	001676/423
Book / Page	1676 / 423
Instrument Date	Nov 14, 2025
Transaction Type	Transfer
Record Updated	Jan 5, 2026

Transaction

Amount	Amount Recorded
Tax	$11.27
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 DRY BRANCH RD, BLUE RIDGE, GA 30513-6057

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FANNIN GA
Recording Date	Jun 23, 2023
Property Address	46 MOUNTAIN TRCE, CHERRY LOG, GA 30522-3400
Document Number	001561/336
Book / Page	1561 / 336
Instrument Date	Jun 23, 2023
Instrument	2023-001614
Transaction Type	Transfer
Record Updated	Aug 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1258, BLUE RIDGE, GA 30513-0022

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Feb 17, 2023
Property Address	46 MOUNTAIN TRCE, CHERRY LOG, GA 30522-3400
Document Number	001544/156
Book / Page	1544 / 156
Instrument Date	Feb 17, 2023
Instrument	2023-000417
Transaction Type	Transfer
Record Updated	Mar 31, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14704 TUDOR CHASE DR, TAMPA, FL 33626-3339
Investor	Possibly a Property Investor

September 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Sep 1, 2022
Property Address	46 MOUNTAIN TRCE, CHERRY LOG, GA 30522-3400
Document Number	001523/255
Book / Page	1523 / 255
Instrument Date	Sep 1, 2022
Instrument	2022-002873
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4280 GALT OCEAN DR, FORT LAUDERDALE, FL 33308-6147

Mortgage

Document Number	0000001523/0000000257
Date	Sep 2, 2022
Book Page	0000001523/0000000257
Instrument	002794360014

Lender

Name	EVERETT FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Apr 1, 2022
Property Address	46 MOUNTAIN TRCE, CHERRY LOG, GA 30522-3400
Document Number	001496/448
Book / Page	1496 / 448
Instrument Date	Apr 1, 2022
Instrument	2022-001130
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1258, BLUE RIDGE, GA 30513-0022

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,800.00 (-33.51%)	$308,649 (+2.76%) Land $213,113 Building $95,536	$771,622 (+2.76%) Land $532,783 Building $238,839
2023		$300,348 (-) Land $220,100 Building $80,248	$750,871 (-) Land $550,251 Building $200,620
2022	$4,211.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$300,348 Land $220,100 Building $80,248	$750,871 Land $550,251 Building $200,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	10 (1994–2026)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Aug 2026 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Dec 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: TDS Telecom.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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