46 Mountain Gate Rd, Ashland, MA 01721 Property Records

Middlesex County and Ashland Town property record for 46 Mountain Gate Rd, Ashland, MA 01721

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,316 sqft · built 1980
Lot Size	11.5 acres (502,469 sqft)
Owner	2 Individual Names on File
Last Sale	$342,500 (Oct 2020)
Tax Bill	$5,243 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:014/025.0-0316-0500.2`

Property Details

APN / Parcel Number

Primary APN	`M:014/025.0-0316-0500.2`
Alternative APN	`ASHL M:025.0 B:0316 L:0500.2`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,316 sqft Living Area
Gross Area	1,516 sqft
1st Floor Area	1,316 sqft
Basement Area	200 sqft
Unfinished Basement	200 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1985
Architectural Style	Other
Lot Area	502,469 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	46 MOUNTAIN GATE RD
City	ASHLAND
State	MA
Zip	01721-2326
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	LEDGEMERE COUNTRY
Legal Block	316
Legal Lot Number	500.2
Jurisdiction	ASHLAND MA
Township / Civil Division	ASHLAND
Census Block Group	2
Census Block	2016
Census Tract	385203

Owner

46 Mountain Gate Rd, a condominium, is owned and occupied by two individuals who bought it in October 2020.

Source: Middlesex County and Ashland Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 MOUNTAIN GATE RD, ASHLAND, MA 01721-2326
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Condominium Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC
Jun 29, 2018	Deed, Transfer · ARM FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2020 · Amount on File
Deed Sale	Oct 29, 2020 · Amount on File
Prior Sale	Jun 29, 2018 · Amount on File
Deed Document Number	2020199713
Deed Book / Page	76023 / 460
Record Updated	Sep 20, 2026

October 2020: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	ASHLAND MA
Recording Date	Oct 29, 2020
Property Address	46 MOUNTAIN GATE RD, ASHLAND, MA 01721-2326
Document Number	76023-460
Book / Page	76023 / 460
Instrument Date	Oct 9, 2020
Instrument	199713
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	46 MOUNTAIN GATE RD # 11-C, 11-C, ASHLAND, MA 01721-2326

Mortgage

Document Number	199714
Date	Oct 29, 2020
Instrument	199714

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ASHLAND MA
Recording Date	Jun 29, 2018
Property Address	46 MOUNTAIN GATE RD, ASHLAND, MA 01721-2326
Document Number	71250-238
Book / Page	71250 / 238
Instrument	96785
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.66
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 MOUNTAIN GATE RD, ASHLAND, MA 01721-2326

Mortgage

Document Number	712500242
Date	Jun 29, 2018
Instrument	71250/0242

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Max Rate At Change	70.1%
Max Rate	2.25%

Tax Assessment & Valuation

The 2025 property tax bill for 46 Mountain Gate Rd was $5,243, up 0.3% from the year before.

Source: Middlesex County and Ashland Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ashland Town
Unified School District	Ashland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,243.00 (+0.31%)	$410,600 (+4%) Building $410,600	$462,555 (+4.4%)
2024	$5,227.00	$394,800 Building $394,800	$443,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Mountain Gate Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Mountain Gate Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER AND SEWER DEPT. serves 18,832 people · EPA ID MA3014000
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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