46 Moseley Ave, West Point, MS 39773 Property Records

Clay County property record for 46 Moseley Ave, West Point, MS 39773

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,105 sqft · built 1972
Lot Size	0.22 acres (9,607 sqft)
Owner	2 Individual Names on Record
Last Sale	$123,312 (Jul 2022)
Tax Bill	$210 (2025)
Deeds & Mortgages	Sep 2020 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`083C414B 0450000`

Property Details

APN / Parcel Number

Primary APN	`083C414B 0450000`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Building Area	1,105 sqft Finished Area
1st Floor Area	950 sqft
Flooring	Tile
Interior Walls	Plywood

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,607 sqft
Garage Area	246 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	46 MOSELEY AVE
City	WEST POINT
State	MS
Zip	39773-2260
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOSELEY LAGRONE SUB PT LOTS 4 & 5 BLK 4 W 4 DB 312/452
Legal Range	06E
Legal Township	17
Legal Section	14
Legal Subdivision	MOSELEY LAGRONE SUB
Legal Block	4
Legal Lot Number	4-5
Jurisdiction	CLAY MS
Township / Civil Division	5
Census Block Group	3
Census Block	3011
Census Tract	950400

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 MOSELEY AVE, WEST POINT, MS 39773-2260
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2020	Deed of Trust, Mortgage BANK OF COMMERCE
May 27, 2021	Deed of Trust, Mortgage BANK OF COMMERCE
Jul 8, 2022	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Jul 8, 2022	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2022 · Amount on Record
Deed Sale	Jul 8, 2022 · Amount on Record
Deed Document Number	20223553
Deed Book / Page	312 / 452
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	46 MOSELEY AVE, WEST POINT, MS 39773-2260
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000526/330
Date	Sep 22, 2020
Book Page	526/330
Instrument	2020005506

Lender

Name	BANK OF COMMERCE
Type	Bank
Address	GREENWOOD, MS 38935

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Sep 21, 2021

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	46 MOSELEY AVE, WEST POINT, MS 39773-2260
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000533/772
Date	May 27, 2021
Book Page	533/772
Instrument	2021003185

Lender

Name	BANK OF COMMERCE
Type	Bank
Address	GREENWOOD, MS 38935

Agreement

Amount	Amount Recorded
Term	12 Months
Due	May 16, 2022

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	46 MOSELEY AVE, WEST POINT, MS 39773-2260
Transaction Type	Mortgage
Record Updated	Nov 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000545/900
Date	Jul 8, 2022
Book Page	545/900
Instrument	2022003554

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MS
Recording Date	Jul 8, 2022
Property Address	46 MOSELEY AVE, WEST POINT, MS 39773-2260
Document Number	000312/452
Book / Page	312 / 452
Map Reference	PB 1 PG 4
Instrument Date	Jun 30, 2022
Instrument	2022003553
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	663 MILL CREEK TRL, JONESBORO, GA 30238-4124

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	46 MOSELEY AVE, WEST POINT, MS 39773-2260

Mortgage

Document Number	2022003554
Date	Jul 8, 2022
Instrument	2022003554

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Municipality	West Point City
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$210.00 (-58.9%) Additional exemption filed	$5,830 (-) Land $622 Building $5,208	$58,305 (-) Land $6,222 Building $52,083
2024		$5,830 (+24.07%) Land $622 Building $5,208	$58,305 (+24.07%) Land $6,222 Building $52,083
2023	$511.00 (-51.15%)	$4,699 Land $622 Building $4,077	$46,995 Land $6,222 Building $40,773
2022	$1,046.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	11 (1979–2011)
Claims Outside the SFHA	7 of 11
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SILOAM W/A #2-GRIFFITH WELL public/private · serves 2,054 people · EPA ID MS0130015
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
4-County Fiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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