46 Morse St, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 46 Morse St, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	1,898 sqft · built 1960
Lot Size	0.197 acres (8,599 sqft)
Owner	Individual Name on File
Last Sale	$510,000 (Oct 2010)
Tax Bill	$14,576 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00448-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`03-00448-0000-00006`
Alternative APNs	`030044800006` `4923008`

Interior

Stories	1 Story
Building Area	1,898 sqft Living Area
1st Floor Area	1,898 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Split Level
Exterior Material	Stucco
Construction Type	Frame
Lot Area	8,599 sqft (0.197 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	4923008
Street Address	46 MORSE ST
City	CRANFORD
State	NJ
Zip	07016-2751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HIGHLANDS
Legal Block	448
Legal Lot Number	6
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	4
Census Block	4016
Census Tract	37400

Owner

Source: Union County and Cranford Township records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	46 MORSE ST, CRANFORD, NJ 07016-2751
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2010 · Amount on File
Deed Sale	Oct 13, 2010 · Amount on File
Prior Sale	Jul 22, 2008 · Amount on File
Deed Document Number	2010218921
Deed Book / Page	5837 / 82
Last Transfer Date	May 27, 2020
Transfer Doc	0064132772
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NJ
Recording Date	May 20, 2021
Property Address	46 MORSE ST, CRANFORD, NJ 07016-2751
Document Number	0064132772
Book / Page	6413 / 2772
Instrument Date	May 27, 2020
Instrument	4929
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 MORSE ST, CRANFORD, NJ 07016-2751

Mortgage

Document Number	12470
Date	May 20, 2021
Instrument	12470

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	169 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,100 (-) Land $85,800 Building $115,300	$201,100 (-) Land $85,800 Building $115,300
2025	$14,576.00 (+6.92%)	$201,100 (-) Land $85,800 Building $115,300	$201,100 (-) Land $85,800 Building $115,300
2024	$13,632.00 (+2.53%)
2023		$201,100 Land $85,800 Building $115,300	$201,100 Land $85,800 Building $115,300
2022	$13,296.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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