Essex County and Verona Township property record for 46 Morningside Rd, Verona, NJ 07044
| Property Type | Single Family Home |
|---|---|
| Details | 1,827 sqft · built 1920 |
| Lot Size | 0.122 acres (5,301 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $499,000 (Apr 2019) |
| Tax Bill | $14,360 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-02104-0000-00017 |
| Primary APN | 20-02104-0000-00017 |
|---|
| Building Area | 1,827 sqft Living Area |
|---|
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 5,301 sqft (0.122 acres) |
| Lot Dimensions | 106 ft deep x 50 ft wide |
| Street Address | 46 MORNINGSIDE RD |
|---|---|
| City | VERONA |
| State | NJ |
| Zip | 07044-1423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50X106 |
| Legal Subdivision | LAKESIDE LAND CO |
| Legal Block | 2104 |
| Legal Lot Number | 17 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | VERONA |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 21200 |
46 Morningside Rd is owned and occupied by two individuals who bought it in April 2019.
Source: Essex County and Verona Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 MORNINGSIDE RD, VERONA, NJ 07044-1423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Apr 2, 2019 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2019 · Amount on File |
| Deed Sale | Apr 2, 2019 · Amount on File |
| Deed Document Number | 201930120 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 46 MORNINGSIDE RD, VERONA, NJ 07044-1423 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2021 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 2021046426 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 2021046426 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 1, 2046 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Apr 2, 2019 |
| Property Address | 46 MORNINGSIDE RD, VERONA, NJ 07044-1423 |
| Document Number | 0000030120 |
| Instrument Date | Mar 26, 2019 |
| Instrument | 30120 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $499.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 46 MORNINGSIDE RD VERONA NJ 070441423, VERONA, NJ 07044-1423 |
| Document Number | 30121 |
|---|---|
| Date | Apr 2, 2019 |
| Instrument | 30121 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2049 |
The 2025 property tax bill for 46 Morningside Rd was $14,360, up 2.6% from the year before.
Source: Essex County and Verona Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Verona Township |
| Unified School District | Verona Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $756,900 (+66.83%) Land $395,900 Building $361,000 | $756,900 (+66.83%) Land $395,900 Building $361,000 | |
| 2025 | $14,360.00 (+2.56%) | $453,700 Land $233,300 Building $220,400 | $453,700 Land $233,300 Building $220,400 |
| 2024 | $14,001.00 | ||
| 2023 | $453,700 Land $233,300 Building $220,400 | $453,700 Land $233,300 Building $220,400 | |
| 2022 | $13,579.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Morningside Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 46 Morningside Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERONA WATER DEPARTMENT serves 13,641 people · EPA ID NJ0720001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 40 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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