46 Monument Rd, Orleans, MA 02653 Property Records

Barnstable County and Orleans Town property record for 46 Monument Rd, Orleans, MA 02653

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,760 sqft · built 1963
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on File
Last Sale	$755,000 (Apr 2024)
Tax Bill	$4,530 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ORLE M:042.0 B:0077 L:0002.0`

Property Details

APN / Parcel Number

Primary APN	`ORLE M:042.0 B:0077 L:0002.0`
Alternative APN	`3488`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,760 sqft Living Area
Gross Area	3,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1986
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	56,628 sqft (1.3 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3488
Street Address	46 MONUMENT RD
City	ORLEANS
State	MA
Zip	02653-3517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Subdivision	MARION W CURRIER
Legal Block	77
Legal Lot Number	2.0
Jurisdiction	ORLEANS MA
Township / Civil Division	ORLEANS
Census Block Group	3
Census Block	3014
Census Tract	10500

Owner

46 Monument Rd is owned and occupied by two individuals who bought it in April 2024.

Source: Barnstable County and Orleans Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 MONUMENT RD, ORLEANS, MA 02653-3517
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2024 · Amount on File
Deed Sale	Apr 26, 2024 · Amount on File
Prior Sale	Apr 27, 2007 · Amount on File
Deed Document Number	202415971
Deed Book / Page	36333 / 329
Record Updated	Oct 29, 2026

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORLEANS MA
Recording Date	Apr 26, 2024
Property Address	46 MONUMENT RD, ORLEANS, MA 02653-3517
Document Number	036333-329
Book / Page	36333 / 329
Instrument Date	Apr 26, 2024
Instrument	15971
Transaction Type	Transfer
Record Updated	May 10, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7 TOWN FARM RD, PEMBROKE, MA 02359-2937

Mortgage

Document Number	0000015972
Date	Apr 26, 2024
Instrument	15972

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 46 Monument Rd was $4,530, up 0.1% from the year before.

Source: Barnstable County and Orleans Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Orleans Town
Secondary School District	Nauset School District (06 - 12)
Elementary School District	Orleans School District (KG - 05)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,530.00 (+0.13%)	$726,000 (+2.88%) Land $332,600 Building $393,400	$708,605
2024	$4,524.00 (+11.18%)	$705,700 (+8.05%) Land $326,100 Building $379,600
2023	$4,069.00	$653,100 Land $301,900 Building $351,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Monument Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	9 (1990–2017)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Aug 2017 · rainfall accumulation
Claims by Event	Winter Coastal Storm, Dec 1992 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Monument Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLEANS WATER DEPARTMENT serves 17,460 people · EPA ID MA4224000
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20