46 Mitchell Ave, Charleston, IL 61920 Property Records

Coles County property record for 46 Mitchell Ave, Charleston, IL 61920

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1956
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$74,500 (Mar 2022)
Tax Bill	$2,245 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-2-10280-000`

Property Details

APN / Parcel Number

Primary APN	`02-2-10280-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Base Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	128 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	46 MITCHELL AVE
City	CHARLESTON
State	IL
Zip	61920-2957
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MIDWEST PARK SUBD LOT 46 NE 1/4 SEC 14 T12N R09E
Legal Range	09E
Legal Township	12N
Legal Section	14
Legal Subdivision	MIDWEST PARK SUBD
Legal Lot Number	46
Jurisdiction	COLES IL
Township / Civil Division	CHARLESTON
Census Block Group	1
Census Block	1009
Census Tract	701

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	46 MITCHELL AVE, CHARLESTON, IL 61920-2957
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK NA
Nov 1, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST NEIGHBOR BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2022 · Amount on Record
Deed Sale	Mar 21, 2022 · Amount on Record
Prior Sale	Nov 1, 2019 · Amount on Record
Deed Document Number	2022800140
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Mar 21, 2022
Property Address	46 MITCHELL AVE, CHARLESTON, IL 61920-2957
Document Number	202200800140
Instrument Date	Mar 18, 2022
Instrument	202200800140
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7712 ORCHARD VILLAGE DR, INDIANAPOLIS, IN 46217-2907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 MITCHELL AVE, CHARLESTON, IL 61920-2957

Mortgage

Document Number	202200800141
Date	Mar 21, 2022
Instrument	202200800141

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Type Change Date	Apr 1, 2025
Change Frequency	3 Years
Min Rate At Change	3%
Max Rate At Change	6.62%
Index	Other
Margin	3
Max Rate	10.6%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Nov 1, 2019
Property Address	46 MITCHELL AVE, CHARLESTON, IL 61920-2957
Document Number	201900784658
Instrument Date	Nov 1, 2019
Instrument	201900784658
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$103.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	520 FOX LAKE DR, CHARLESTON, IL 61920-4400

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	46 MITCHELL AVE, CHARLESTON, IL 61920-2957

Mortgage

Document Number	201900784659
Date	Nov 1, 2019
Instrument	201900784659

Lender

Name	FIRST NEIGHBOR BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Charleston Township
Municipality	Charleston City
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,245.00 (+53.14%)	$30,839 (+20.67%) Land $5,032 Building $25,807	$92,517 (+20.67%) Land $15,096 Building $77,421
2023		$25,556 Land $4,170 Building $21,386	$76,668 Land $12,510 Building $64,158
2020	$1,466.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON serves 17,286 people · EPA ID IL0290100
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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