Middlesex County and Waltham City property record for 46 Milner St, Waltham, MA 02451
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,240 sqft · built 2004 |
| Lot Size | 0.137 acres (5,946 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $710,000 (Sep 2016) |
| Tax Bill | $9,860 (2026) |
| Deeds & Mortgages | Dec 2021 Refinance Aug 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 78249 |
| Primary APN | 78249 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,240 sqft Living Area |
| Gross Area | 3,480 sqft |
| Basement Area | 1,120 sqft |
| Unfinished Basement | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,946 sqft (0.137 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 78249 |
|---|---|
| Street Address | 46 MILNER ST |
| City | WALTHAM |
| State | MA |
| Zip | 02451-2178 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Block | 28 |
| Legal Lot Number | 6A |
| Jurisdiction | WALTHAM MA |
| Township / Civil Division | WALTHAM |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 368102 |
Source: Middlesex County and Waltham City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46 MILNER ST, WALTHAM, MA 02451-2178 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HARVARD UNIVERSITY CREDIT UNION |
| Aug 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC |
| Aug 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC |
| Mar 9, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NAVEO CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2016 · Amount on Record |
| Deed Sale | Sep 23, 2016 · Amount on Record |
| Prior Sale | Jun 1, 2016 · Amount on Record |
| Deed Book / Page | 68074 / 557 |
| Transfer Doc | 068074-557 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 46 MILNER ST, WALTHAM, MA 02451-2178 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0079283-10 |
|---|---|
| Date | Dec 3, 2021 |
| Book Page | 79283/10 |
| Instrument | 262614 |
| Name | HARVARD UNIVERSITY CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jan 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 46 MILNER ST, WALTHAM, MA 02451-2178 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0078512-70 |
|---|---|
| Date | Aug 20, 2021 |
| Book Page | 78512/70 |
| Instrument | 186750 |
| Name | MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 46 MILNER ST, WALTHAM, MA 02451-2178 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 78512-70 |
|---|---|
| Date | Aug 20, 2021 |
| Book Page | 78512/70 |
| Instrument | 186750 |
| Name | MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 46 MILNER ST, WALTHAM, MA 02451-2178 |
| Document Number | 70731-560 |
| Instrument Date | Mar 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2018 |
| Name | Verified Name |
|---|
| Document Number | 70731-560 |
|---|---|
| Date | Mar 14, 2018 |
| Book Page | 070731/000560 |
| Instrument | 33941 |
| Name | NAVEO CU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 13, 2048 |
Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Waltham City |
| Unified School District | Waltham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,860.00 (+10.09%) | $955,400 (+4.76%) Land $363,800 Building $591,600 | $1,012,969 (+0.25%) |
| 2025 | $8,956.00 (+4.54%) | $912,000 (+2.62%) Land $347,200 Building $564,800 | $1,010,420 (-0.48%) |
| 2024 | $8,567.00 (+0.69%) | $888,700 (+7.8%) Land $330,700 Building $558,000 | $1,015,265 |
| 2023 | $8,508.00 | $824,400 Land $301,900 Building $522,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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