46 Mill Stream Rd, Stamford, CT 06903 Property Records

Stamford City property record for 46 Mill Stream Rd, Stamford, CT 06903

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,455 sqft · built 1965
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$960,000 (Oct 2022)
Tax Bill	$14,012 (2025)
Deeds & Mortgages	Jun 2021 Refinance Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-9092`

Property Details

APN / Parcel Number

Primary APN	`1-9092`
Alternative APNs	`STAM M:001 B:9092` `001-9092`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,455 sqft Living Area
Gross Area	5,992 sqft
1st Floor Area	1,808 sqft
Basement Area	1,808 sqft
Unfinished Basement	1,808 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1-9092
Street Address	46 MILL STREAM RD
City	STAMFORD
State	CT
Zip	06903-3511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Block	9092
Jurisdiction	STAMFORD CT
Township / Civil Division	STAMFORD
Census Block Group	2
Census Block	2000
Census Tract	20200

Owner

46 Mill Stream Rd is owned and occupied by two individuals who bought it in October 2022.

Source: Stamford City records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	46 MILL STREAM RD, STAMFORD, CT 06903-3511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES UNITED BANK
Oct 6, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2022 · Amount on File
Deed Sale	Oct 6, 2022 · Amount on File
Prior Sale	Dec 9, 2014 · Amount on File
Deed Document Number	202215913
Deed Book / Page	13081 / 75
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAMFORD CT
Property Address	46 MILL STREAM RD, STAMFORD, CT 06903-3511
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	012712-328
Date	Jun 9, 2021
Book Page	12712/328
Instrument	2021012500

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Jul 1, 2050

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAMFORD CT
Recording Date	Oct 6, 2022
Property Address	46 MILL STREAM RD, STAMFORD, CT 06903-3511
Document Number	0013081-75
Book / Page	13081 / 75
Instrument Date	Oct 5, 2022
Instrument	2022015913
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	2022015914
Date	Oct 6, 2022
Instrument	2022015914

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 46 Mill Stream Rd was $14,012.

Source: Stamford City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Stamford City
Unified School District	Stamford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,012.00	$602,130 Land $255,450 Building $346,680	$421,491 Land $178,815 Building $242,676
2024	$14,012.00 (-3.93%)
2023	$14,585.00 (+16.39%)	$596,280 (+25.29%) Land $255,450 Building $340,830
2022	$12,531.00	$475,930 Land $193,520 Building $282,410

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 46 Mill Stream Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Mill Stream Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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