46 Middle St, Pawtucket, RI 02860 Property Records

Pawtucket City property record for 46 Middle St, Pawtucket, RI 02860

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,141 sqft · built 1900
Lot Size	0.174 acres (7,574 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Sep 2022)
Tax Bill	$2,722 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PAWT M:20 L:0062`

Property Details

APN / Parcel Number

Primary APN	`PAWT M:20 L:0062`
Alternative APN	`200062`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,141 sqft Living Area
Gross Area	2,397 sqft
1st Floor Area	713 sqft
Basement Area	713 sqft
Unfinished Basement	713 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,574 sqft (0.174 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	200062
Street Address	46 MIDDLE ST
City	PAWTUCKET
State	RI
Zip	02860-1010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD3
Legal Lot Number	62
Jurisdiction	PAWTUCKET RI
Township / Civil Division	PAWTUCKET
Census Block Group	1
Census Block	1023
Census Tract	16000

Owner

Source: Pawtucket City records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 MIDDLE ST, PAWTUCKET, RI 02860-1010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Sep 1, 2022	Warranty Deed, Transfer · FHA Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2022 · Amount on Record
Deed Sale	Sep 1, 2022 · Amount on Record
Deed Document Number	20223
Deed Book / Page	4911 / 338
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Recording Date	Jun 11, 2026
Property Address	46 MIDDLE ST, PAWTUCKET, RI 02860-1010
Document Number	005329-126
Book / Page	5329 / 126
Instrument Date	May 18, 2026
Instrument	202637
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 MIDDLE ST, PAWTUCKET, RI 02860-1010

Mortgage

Document Number	0000000037,
Date	Jun 11, 2026
Book Page	5329/126
Instrument	202637

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Amount	Amount Recorded
Term	313 Months
Due	Jul 1, 2052

Interest

Rate	6.3%
Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Sep 1, 2022
Property Address	46 MIDDLE ST, PAWTUCKET, RI 02860-1010
Document Number	004911-338
Book / Page	4911 / 338
Instrument Date	Aug 31, 2022
Instrument	3
Transaction Type	Transfer
Record Updated	Sep 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 MIDDLE ST, PAWTUCKET, RI 02860-1010

Mortgage

Document Number	0000000004
Date	Sep 1, 2022
Instrument	4

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Pawtucket City
Unified School District	Pawtucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,722.00 (+17.78%)	$207,000 (+51.76%) Land $86,000 Building $121,000
2023	$2,311.00 (+2.17%)	$136,400 (-) Land $37,600 Building $98,800
2022	$2,262.00	$136,400 Land $37,600 Building $98,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	60 units insured incl. 59 condo units
Nearby Flood Claims	11 (2005–2023)
Claims Outside the SFHA	7 of 11
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile, Xfinity.

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