46 Middle St, Hadley, MA 01035 Property Records

Hampshire County and Hadley Town property record for 46 Middle St, Hadley, MA 01035

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 3,408 sqft · built 1831
Lot Size	0.546 acres (23,789 sqft)
Owner	Company Name on File
Last Sale	$520,000 (Sep 2021)
Tax Bill	$6,621 (2025)
Deeds & Mortgages	Nov 2025 Transfer Sep 2021 Sale & Mortgage
APN	`HADL M:0005C B:0017 L:0001`

Property Details

APN / Parcel Number

Primary APN	`HADL M:0005C B:0017 L:0001`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Units	2 Units
Stories	2 Stories
Building Area	3,408 sqft Living Area
Gross Area	5,312 sqft

Exterior

Year Built	Built 1831
Effective Year Built	Effective 1973
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,789 sqft (0.546 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	46 MIDDLE ST
City	HADLEY
State	MA
Zip	01035-9525
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	AR
Legal Block	17
Legal Lot Number	1
Jurisdiction	HADLEY MA
Township / Civil Division	HADLEY
Census Block Group	1
Census Block	1018
Census Tract	821400

Owner

Source: Hampshire County and Hadley Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	131 COOLIDGE AVE, 128, WATERTOWN, MA 02472-2847
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Quit Claim Deed, Transfer Quitclaim
Sep 7, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LENDSURE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 7, 2021 · Amount on Record
Deed Sale	Sep 7, 2021 · Amount on Record
Prior Sale	Apr 30, 1993 · Amount on Record
Deed Book / Page	14255 / 16
Last Transfer Date	Nov 4, 2025
Transfer Doc	015573-213
Record Updated	Sep 20, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HADLEY MA
Recording Date	Nov 5, 2025
Property Address	46 MIDDLE ST, HADLEY, MA 01035-9525
Document Number	015573-213
Book / Page	15573 / 213
Instrument Date	Nov 4, 2025
Instrument	18556
Transaction Type	Transfer
Record Updated	Nov 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 COOLIDGE AVE APT 128, 128, WATERTOWN, MA 02472-2847

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HADLEY MA
Recording Date	Sep 7, 2021
Property Address	46 MIDDLE ST, HADLEY, MA 01035-9525
Document Number	0014255-16
Book / Page	14255 / 16
Instrument Date	Sep 7, 2021
Instrument	22224
Transaction Type	Transfer
Record Updated	Oct 2, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	17 KENNEDY CIR, SOUTH EASTON, MA 02375-1517

Mortgage

Document Number	0000022225
Date	Sep 7, 2021
Instrument	22225

Lender

Name	LENDSURE MORTGAGE CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampshire County and Hadley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Hadley Town
Unified School District	Hadley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,621.00 (+8.7%)	$569,300 (+6.45%) Land $120,600 Building $448,700
2024	$6,091.00 (+2.66%)	$534,800 (+4.03%) Land $120,600 Building $414,200
2023	$5,933.00	$514,100 Land $120,600 Building $393,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 54 policies
Nearby Flood Policies	54 in force
Nearby Flood Claims	20 (1984–2023)
Claims Outside the SFHA	2 of 20
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Tropical Storm Irene, Aug 2011 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HADLEY DPW WATER DIVISION serves 4,819 people · EPA ID MA1117002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: South Hadley Electric Light Department.

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