46 Melissa Ln, Prospect, CT 06712 Property Records

Prospect Town property record for 46 Melissa Ln, Prospect, CT 06712

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,438 sqft · built 1991
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$499,000 (Jul 2021)
Tax Bill	$12,450 (2026)
Deeds & Mortgages	Dec 2025 Transfer Jan 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A0004200`

Property Details

APN / Parcel Number

Primary APN	`A0004200`
Alternative APN	`PROS M:114 B:88 L:46`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,438 sqft Living Area
Gross Area	4,984 sqft
Basement Area	1,546 sqft
Unfinished Basement	1,546 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Detached
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	A0004200
Street Address	46 MELISSA LN
City	PROSPECT
State	CT
Zip	06712-1463
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Block	88
Legal Lot Number	46
Jurisdiction	PROSPECT CT
Township / Civil Division	PROSPECT
Census Block Group	2
Census Block	2007
Census Tract	347100

Owner

46 Melissa Ln is owned and occupied by two individuals who acquired it in December 2025.

Source: Prospect Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 MELISSA LN, PROSPECT, CT 06712-1463
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Quit Claim Deed, Transfer Quitclaim
Jan 18, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance SIKORSKY FINANCIAL CREDIT UNION INC
Jul 1, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2021 · Amount on File
Deed Sale	Jul 1, 2021 · Amount on File
Prior Sale	Jun 3, 1998 · Amount on File
Deed Document Number	20211182
Deed Book / Page	894 / 157
Last Transfer Date	Dec 19, 2025
Transfer Doc	000936-808
Record Updated	Oct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PROSPECT CT
Recording Date	Dec 29, 2025
Property Address	46 MELISSA LN, PROSPECT, CT 06712-1463
Document Number	000936-808
Book / Page	936 / 808
Instrument Date	Dec 19, 2025
Instrument	20251322
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Investor	Possibly a Property Investor

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	46 MELISSA LN, PROSPECT, CT 06712-1463
Transaction Type	Mortgage
Record Updated	Oct 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000919-536
Date	Jan 18, 2023
Book Page	919/536
Instrument	2023-52

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	229 Months
Due	Feb 1, 2042

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROSPECT CT
Recording Date	Jul 1, 2021
Property Address	46 MELISSA LN, PROSPECT, CT 06712-1463
Document Number	000894-157
Book / Page	894 / 157
Instrument Date	Jun 25, 2021
Instrument	1182
Transaction Type	Transfer
Record Updated	Oct 4, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	294 WELCHS POINT RD, MILFORD, CT 06460-7261

Mortgage

Document Number	0000001183
Date	Jul 1, 2021
Instrument	1183

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 46 Melissa Ln was $12,450, up 11.3% from the year before.

Source: Prospect Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Prospect Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,450.00 (+11.34%)	$437,290 (-) Land $102,900 Building $334,390	$645,521 (+110.88%)
2025	$11,182.00	$437,290 Land $102,900 Building $334,390	$306,103 Land $72,030 Building $234,073
2024	$11,182.00 (+27.13%)
2023	$8,796.00 (-0.09%)	$275,570 (-) Land $102,900 Building $172,670
2022	$8,804.00	$275,570 Land $102,900 Building $172,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Melissa Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Melissa Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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