Steuben County and Prattsburgh Town property record for 46 Mechanic St, Prattsburgh, NY 14873
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,042 sqft · built 1900 |
| Lot Size | 0.82 acres (35,719 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,001 (2026) |
| Deeds & Mortgages | Feb 2017 Line of Credit |
| APN | 0007417-000 |
| Primary APN | 0007417-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,042 sqft Living Area |
| 1st Floor Area | 1,412 sqft |
| 2nd Floor Area | 360 sqft |
| Upper Floors Area | 270 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 35,719 sqft (0.82 acres) |
| Lot Dimensions | 140 ft deep x 148 ft wide |
| Porch | Slab |
| Porch Area | 80 sqft |
| Canopy | 48 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0007417-000 |
|---|---|
| Street Address | 46 MECHANIC ST |
| City | PRATTSBURGH |
| State | NY |
| Zip | 14873-9568 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 68.000 |
| Jurisdiction | STEUBEN NY |
| Township / Civil Division | PRATTSBURGH |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 960200 |
46 Mechanic St is owned and occupied by two individuals.
Source: Steuben County and Prattsburgh Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 MECHANIC ST, PRATTSBURGH, NY 14873-9568 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Property Address | 46 MECHANIC ST, PRATTSBURGH, NY 14873-9568 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2019 |
| Name | Verified Name |
|---|
| Document Number | 0000004144/0000000122 |
|---|---|
| Date | Feb 16, 2017 |
| Book Page | 0000004144/0000000122 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 347 Months |
| Due | Jan 1, 2046 |
The 2026 property tax bill for 46 Mechanic St was $3,001 with exemptions applied, up 1% from the year before.
Source: Steuben County and Prattsburgh Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Steuben County |
| County Subdivision | Prattsburgh Town |
| Unified School District | Prattsburgh Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,001.00 (+10.05%) Homeowner's exemption Veteran's exemption | ||
| 2025 | $2,727.00 | $129,000 Land $17,300 Building $111,700 | $132,990 Land $17,835 Building $115,155 |
| 2023 | $98,000 Land $12,700 Building $85,300 | $111,364 Land $14,432 Building $96,932 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 46 Mechanic St; there have been 2 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1996–2026) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 Mechanic St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PRATTSBURGH WATER DISTRICT serves 850 people · EPA ID NY5001217 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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